Open to opportunities

asaf akhtar

@asafakhtar

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Global compliance and fraud risk leader specializing in fintech and crypto.

Pakistan

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What I'm looking for

I am seeking remote leadership roles where I can strengthen fraud governance, lead cross-border teams, and implement risk-based compliance programs that align with evolving fintech and crypto regulations.

I am a seasoned global compliance and fraud risk leader with 28 years' experience across banking, fintech and digital finance, leading remote compliance operations for US, UK, EU, Middle East and Africa markets. I have led AML/KYC, fraud investigations, regulatory strategy and risk governance, delivering risk-based compliance programs for digital assets, payments, BaaS products and crypto services.

I have directed compliance functions as a head and director, managed cross-border teams, implemented fraud controls and QA frameworks, and advised boards and senior management on regulatory and operational risk. I seek remote leadership opportunities where I can drive fraud risk governance, strengthen controls and ensure regulatory compliance across complex global products.

Experience

Work history, roles, and key accomplishments

Current

Director Compliance

Current

Qenta Inc.

Jan 2022 - Present (4 years 5 months)

Lead global compliance and fraud risk strategy for a US-based fintech, developing AML/KYC programs and fraud controls across US, UK, EU, ME and Africa while managing cross-functional teams and regulatory reporting remotely.

KYC Fraud Management Regulatory Compliance Digital Payments Compliance Risk Management

Head of Compliance

Emaan Islamic Banking – Silkbank

Jun 2011 - Apr 2022 (10 years 10 months)

Led enterprise-wide compliance, controls and regulatory affairs for Emaan Islamic Banking over 11 years, implementing a COSO-aligned compliance framework and driving policy, process re-engineering and digital product compliance.

COSO Regulatory Affairs Policy Development Digital Banking Stakeholder Management

Unit Head Regulatory Compliance

Dubai Islamic Bank Pakistan

Mar 2008 - Jun 2011 (3 years 3 months)

Led regulatory compliance and AML/CDD functions, served as primary regulatory liaison, reviewed new products and strengthened internal controls to ensure adherence to national and international standards.

AML Internal Controls Product Compliance FMU FX Regulations Regulatory Reporting Risk Assessment

Senior Risk Analyst

Dubai Islamic Bank Pakistan

Sep 2006 - Mar 2008 (1 year 6 months)

Managed treasury and middle-market risk functions, developed liquidity and transfer pricing policies, and led fraud detection inspections and prevention strategies across treasury and branch operations.

Fraud Detection Transfer Pricing Risk Analysis Internal Audit Policy Development

Inspecting Officer

State Bank of Pakistan

Mar 1998 - Sep 2006 (8 years 6 months)

Conducted on-site inspections of commercial banks to assess AML/KYC, risk management and internal control compliance, identified non-compliance and recommended corrective actions to improve systemic efficiency.

Bank Supervision Inspections Regulatory Compliance Report Preparation