Mehboob Ali User

I am an experienced AML/CFT Compliance Specialist currently working as an Inspector Regulation at the Directorate of DNFBPs, Federal Board of Revenue (FBR) Pakistan. With over 5 years of experience in regulatory enforcement and financial crime risk management, I have developed a strong foundation in implementing and overseeing anti-money laundering frameworks aligned with FATF standards.

Throughout my career, I have conducted 100+ risk-based inspections of Designated Non-Financial Businesses and Professions (DNFBPs), including real estate agents and dealers in precious metals and stones. My role has involved in-depth compliance assessments, reviewing and improving AML/CFT manuals, monitoring STRs/CTRs through GoAML, and ensuring TFS compliance. I have also played a key role in developing training programs and outreach initiatives to promote awareness among supervised entities.

I hold specialized training in AML/CFT compliance, sanctions screening, risk assessment, and financial intelligence reporting. My strengths include analytical thinking, policy development, stakeholder engagement, and the ability to adapt regulatory frameworks to dynamic financial environments. I am also proficient in drafting reports, conducting EDD and CDD reviews, and supporting cross-functional compliance initiatives.

I am passionate about strengthening financial integrity, preventing illicit financial activity, and contributing to global compliance standards. I am now seeking to expand my career in an international environment where I can leverage my skills and regulatory experience to contribute meaningfully to financial institutions or regulatory bodies.