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José Pedro Mendes Pinto

@jospedromendespinto

Message

I build and run risk, regulatory, and operational functions across global fintech, banking, and energy markets.

Spain

Message

I've built and run risk, regulatory, and operational functions across fintech, banking, and energy. At Revolut, I owned group-level regulatory change strategy across 30+ markets and built end-to-end horizon scanning for Crypto, Payments, and Credit.

I also led the group-wide regulatory mapping framework covering 4,000+ regulations, assessed product and market compliance requirements, and drove high-impact regulatory change implementation. As Operations Manager in the CRO Office, I translated group strategy into 10+ initiatives and rebuilt governance and oversight processes.

Previously, I managed global risk at EDP Renewables across Europe, the Americas, and APAC, and delivered risk management and data governance solutions for Tier 1 financial institutions at Deloitte.

Experience

Work history, roles, and key accomplishments

Regulatory Change - Senior Manager

Revolut

Jan 2025 - Dec 2026 (1 year 11 months)

Owned group-level regulatory change strategy across 30+ markets, building horizon scanning and regulatory mapping frameworks covering 4,000+ regulations. Drove implementation of high-impact regulatory changes across multiple markets and entities.

Regulatory Change Horizon Scanning Regulatory Mapping Compliance Risk Management Cryptocurrency Payments Credit

CRO Office - Operations Manager

Revolut

Jan 2023 - Dec 2025 (2 years 11 months)

Partnered with the Global CRO as internal consultant, translating group-level strategy into 10+ actionable initiatives. Led cross-functional workstreams and rebuilt governance and oversight processes.

Strategy Execution Cross functional Leadership Governance Risk Management Compliance Operations

Global Risk Associate

EDP Renewables

Jan 2021 - Dec 2023 (2 years 11 months)

Hedged risk across Europe, Americas, and APAC, modelling counterparty exposures and assessing regulatory and operational risks. Designed risk premium policies and approved contracts across 20+ countries.

Counterparty Risk Analysis Credit Risk EAD PD Modeling Regulatory Risk Operational Risk Risk Modelling P&L Analysis

Senior Consultant - Risk Management

Deloitte

Jan 2016 - Dec 2021 (5 years 11 months)

Delivered risk management and data governance solutions for Tier 1 financial institutions. Designed data governance frameworks, built credit risk parameters, and led a 2-year transition to IRB approach.