josephine milhan

I've supported credit legal work at PT Hibank Indonesia by preparing 14 credit agreement amendment documents for individual and corporate loan applicants.

I reviewed Deeds of Establishment, Articles of Association, and amendments to verify corporate structures, authorized representatives, and signing authority for credit documentation. I also prepared three deposit withdrawal powers of attorney for limited liability companies.

As a Business Law student at Universitas Pelita Harapan, I've strengthened my legal research, drafting, negotiation, and due diligence skills through coursework and IODA Academy bootcamps. I've also written and edited legal articles published through academic journals and university platforms.

Beyond legal work, I've led student teams, coordinated sponsorship and participant registration, supported competition judges, and built SiLaw, a LINE Official Account platform for faculty-to-student information sharing.