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Jaydip Gavali

@jaydipgavali

Senior software engineer specializing in secure, high-throughput payment backend systems and 3D-Secure/EMVCo compliance.

India

Message

What I'm looking for

I want to continuously enhance my knowledge and skills in a challenging work environment, applying my expertise to deliver secure, compliant payment systems for personal and organizational growth.

I’m a Senior Software Engineer with over 9 years of specialized experience in the FinTech and financial services industries. I focus on building secure, high-throughput backend architectures for critical payment processing across e-commerce, POS, ATM, and UPI platforms.

I architect and scale backend systems for a global 3DS test platform used by banks, issuers, acquirers, and merchants to certify production readiness for live financial environments. I drive full-stack backend components to ensure high availability, compliance, and flawless simulation of financial traffic.

Previously, I engineered core backend modules at IZealiant Technologies (acquired by Razorpay) that handled millions of daily financial transactions across E-commerce, POS, ATM, and UPI interfaces. I’m also an expert in 3D-Secure authentication frameworks, EMVCo compliance, and cryptographic security.

I’ve been recognized twice as Employee of the Year for delivering complex international software rollouts and cross-border implementations. I’ve also successfully led compliance and certification tracks for EMVCo and major card networks across multiple products.

Experience

Work history, roles, and key accomplishments

Current

Senior System Engineer

Current

FIME India Pvt. Ltd.

Apr 2021 - Present (5 years 2 months)

Architect and scale backend systems for a global 3D-Secure test platform used by banks and merchants to certify production readiness. Delivered high-availability, compliance-focused full-stack backend components to simulate financial traffic reliably.

3D Secure backend architecture Java Spring Boot PKI Docker Kubernetes

Software Developer

IZealiant Technologies Pvt. Ltd.

Apr 2017 - Apr 2021 (4 years)

Engineered core backend modules supporting millions of daily financial transactions across e-commerce, POS, ATM, and UPI interfaces. Built and supported payment integration components across the SDLC, including SIT, UAT, and production support.

Java Spring Framework Spring Boot Hibernate MySQL Transaction Processing User Acceptance Testing (UAT)Cryptography