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jacyntha Balogun

@jacynthabalogun

Credit analyst at CHECKOFF FINANCE LTD who monitored loan portfolios, assessed credit risk, and produced reporting in Excel and Power BI.

Nigeria

Message

At CHECKOFF FINANCE LTD, I managed and optimized a loan portfolio, monitoring risk exposure against approved thresholds and intervening when needed.

I designed and implemented risk management pipelines to help detect potential defaults earlier. I also presented portfolio health, risk trends, and performance analysis in periodic reviews.

As a Loan Monitoring and Credit Control Officer at CHECKOFF FINANCE LTD, I assessed customer creditworthiness, tracked overdue accounts, and monitored loan payments. I produced reports using Excel and Power BI and updated customer loan information for credit bureau reporting.

Earlier, I worked as an Accountant at COUNTY FINANCE LTD, handling bookkeeping, payments, and loan collections in line with company policies and regulatory standards. I also worked as an Accounting Intern and Secretary at BOZGOMERO NIG LTD.

Experience

Work history, roles, and key accomplishments

Portfolio Manager/ Loan Monitoring Team Lead

Checkoff Finance Ltd

Nov 2024 - Dec 2025 (1 year 1 month)

Managed and optimized a high-value loan portfolio, ensuring risk exposure remained within approved thresholds. Designed risk management pipelines, led portfolio review meetings, enforced compliance, and mentored the loan monitoring team.

Credit Analysis Loan Monitoring Risk Management Portfolio Management Team Leadership Compliance Data Analysis Power BI Excel

Loan Monitoring and Credit Control Officer

Checkoff Finance Ltd

Feb 2022 - Dec 2024 (2 years 10 months)

Streamlined loan approval processes and produced insightful reports using Excel and Power BI. Tracked overdue accounts, vetted customer financial credibility, and conducted monthly data quality checks.

Credit Analysis Loan Monitoring Credit Control Excel Power BI Data Quality Reporting Debt Collection

Accountant

County Finance Ltd

Aug 2018 - Jun 2021 (2 years 10 months)

Implemented cash control measures, maintained bookkeeping records, and handled fund requisitions. Managed loan processes and collections, maintained asset register, and prepared financial reports.

Accounting Bookkeeping Cash Management Loan Processing Collections Compliance Financial Reporting Asset Management

Secretary

Bozgomero Nig Ltd

Jan 2016 - Dec 2017 (1 year 11 months)

Directed inquiries, managed communications, organized schedules, arranged meetings, and maintained office supplies. Supported preparation of documents and presentations.

Administrative Support Communication Skills Scheduling Documentation Preparation Data Entry

Accounting Intern

Bozgomero Nig Ltd

Jan 2017 - Nov 2017 (10 months)

Conducted pre and post-audits of expenses, reconciled POS records with bank statements, and maintained up-to-date records by posting daily transactions.

Audit Reconciliations Data Entry Financial Reporting