Hector Ramos

I’m a finance student with solid training in financial analysis, company valuation, and corporate finance. I bring hands-on experience in projects with leading companies, developing financial diagnostics and strategic proposals using both quantitative and qualitative analysis, with a clear focus on data-driven decision making.

In academic projects, I analyzed 12 months of financial data to assess liquidity, profitability, and cash flows, and I evaluated accounts receivable and payable policies to propose improvements based on performance metrics. I also performed company valuation using discounted cash flows (DCF) and comparable multiples, calculating WACC and terminal value and building sensitivity analysis to evaluate financial risks, then delivering recommendations to investors and the company. Most recently at Deloitte as a Junior Consultant, I supported the preparation of executive reports for decision-making and collaborated with multidisciplinary teams using consulting methodologies.