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Harshada Shinde

@harshadashinde

Banking operations professional at TJSB Bank who processed 300+ trade finance transactions and resolved payment discrepancies.

India

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What I'm looking for

I’m eager to contribute to a finance and operations team where accuracy, reporting, and process discipline matter.

At TJSB Bank, I processed trade finance transactions, including Letters of Credit and Bank Guarantees, and handled domestic and international payments through SFMS. I also resolved payment discrepancies and performed year-end GL reconciliations.

I’ve built financial models in Excel and Power BI, including a bank M&A analysis and models for residential development and bakery growth strategies. My experience also includes payment operations at The Queens and finance reporting using Excel and Tally ERP.

Experience

Work history, roles, and key accomplishments

Operations Associate, Payments & Transactions

The Queens

Mar 2025 - Aug 2025 (5 months)

Processed and reconciled daily payment float across cash, card and digital channels, maintaining 100% settlement accuracy. Investigated and resolved payment discrepancies and produced weekly MIS reports.

Payment Processing Reconciliations MIS Reporting Root Cause Analysis Audit documentation Internal Controls

Client Operations Coordinator

Turtle Bay

May 2023 - Dec 2024 (1 year 7 months)

Managed real-time client requests and order modifications under pressure, ensuring accuracy and timely resolution. Coordinated with team members to ensure smooth client experiences and tracked payments and special requests.

Client Relations Order Management Payment Processing Cross team coordination Attention To Detail

International Banking Operations Associate

TJSB Bank

Sep 2021 - Dec 2022 (1 year 3 months)

Processed 300+ trade finance transactions including Letters of Credit and Bank Guarantees in compliance with UCP 600, RBI, and ISBP guidelines. Resolved payment discrepancies and performed GL reconciliations.

Trade Finance Letters of Credit Bank Guarantee UCP 600 RBI ISBP SFMS RTGS NEFT GL Reconciliation MIS Reporting Root Cause Analysis

Finance Assistant

Sharpedge

Jan 2021 - Aug 2021 (7 months)

Prepared 20+ MIS reports, dashboards and reconciliations using Advanced Excel. Analyzed bank statements and accounts payable via Tally ERP and Excel, identifying discrepancies.

MIS Reporting Excel Tally ERP Bank Reconciliation Accounts Payable Data Analysis

Finance Intern

Sharpedge

Nov 2019 - Mar 2020 (4 months)

Supported variance analysis across 100+ revenue and cost entries using Excel, improving forecast accuracy. Strengthened audit readiness by 30% through rigorous data validation and reconciliation checks.

Variance Analysis Excel Data Validation Reconciliations Audit Readiness