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Fazmina Kamaldeen

@fazminakamaldeen

Mortgage underwriter and team lead at Imperial Advisors, contributing to UK lender credit criteria and leading mortgage and compliance teams.

Sri Lanka
Message

At Imperial Advisors (PVT) LTD, I joined a new UK lender project team and performed User Acceptance Testing for first-time home borrower applications. I also contributed to the design of credit criteria.

I lead a cross-functional team across Mortgage and Protection Compliance, Mortgage Admin Services, and Advisor onboarding. I also support mortgage administration for UK-based financial advisers and review lender submissions for suitability, affordability, and compliance.

At Union Bank of Colombo PLC, I approved mortgage applications within my delegated authority and reviewed or escalated applications beyond it. As a member of the centralized retail mortgage team, I supported applications from approval through disbursement.

Earlier, at DFCC Bank PLC, I evaluated financial proposals and managed a branch loan portfolio. At HSBC Securities Services, I prepared and maintained accounting records for assigned hedge funds using Geneva.

Experience

Work history, roles, and key accomplishments

IL
Current

Mortgage Underwriter & Team Lead

Imperial Advisors (PVT) LTD

Aug 2024 - Present (2 years 2 months)

Performed UAT for first-time home borrower applications and led a cross-functional team across mortgage and protection compliance, mortgage admin services, and advisor onboarding. Conducted compliance checks on lender submissions and communicated with brokers as needed.

Education

Degrees, certifications, and relevant coursework

IL

Institute of Bankers of Sri Lanka

Diploma in Banking & Finance, Banking and Finance

Successfully completed the Diploma in Banking & Finance offered by the Institute of Bankers of Sri Lanka in 2016.

University of Colombo logoUC

University of Colombo

Bachelor of Business Administration, Accounting

2006 - 2010

Grade: First Class Honours

Bachelor of Business Administration (Accounting) with First Class Honours from the University of Colombo, Sri Lanka.

Chartered Institute of Management Accountants logoCA

Chartered Institute of Management Accountants

CIMA Finalist, Management Accounting

Passed the Finalist of the Chartered Institute of Management Accountants (CIMA), UK in 2009.

Tech stack

Software and tools used professionally

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