Dilip Kadam

Responsible for Banking function for the MHRIL & Foreign subsidiaries.
 Streamlined working capital management to enhance liquidity and operational efficiency.
 Optimised cash management processes to maximise returns on available funds.
 Implemented strategies to reduce cash flow volatility and improve forecasting accuracy.
 Executed trade finance operations to ensure regulatory complaiances

Managed dealing and treasury operations including hedging of commodities and FX, automation of bank remittances, and sales of valuable metals to strategic clients while optimizing bank margins and returns on surplus funds. Ensured compliance with RBI reporting.

Established and oversaw treasury and banking operations managing over 90 bank accounts and a surplus portfolio of ₹450 Cr while improving cash flow forecasting and collection efficiency. Implemented TMS, ensured RBI compliance, and prepared investment schedules and reconciliations for audits.

Supported treasury head to set working capital limits and managed cash flows across 100+ branches, facilitated buyer's credit and bank guarantees, and led treasury policy development and remittance automation. Collaborated with credit rating agencies.

Managed day-to-day banking operations, executed cash flow projections and invested surplus funds to optimize returns while ensuring operational banking efficiency.

Led FIG sales for FX derivatives, increased platform volumes through roadshows and seminars, provided corporate advisory on forex derivatives, and delivered monthly MIS to senior stakeholders.

Sold hedging solutions to corporate clients, increased exchange volumes, arranged industry roadshows, and priced forwards and options while identifying arbitrage opportunities to enhance profitability.

Grade: A

Activities and societies: Project Management

Postgraduate study in Financial Management at Bharti Vidyapeeth Institute of Management Studies & Research from Dec 2024 to Nov 2025.