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Devarsh Patel

@devarshpatel1

Financial Analyst at Capital One who automated credit-risk pipelines, improving risk-prediction accuracy by 18%.

At Capital One, I engineered automated loan-default evaluation pipelines using Python and SQL, improving risk-prediction accuracy by 18%.

I also integrated fraud-risk tracking into SAP ERP transaction workflows, mitigating an estimated $3.2M in monthly credit losses.

At Capital One, I automated SQL-based monthly variance analysis and executive reporting, cutting manual workbook reconciliation by 15 hours per reporting cycle. I also built cash-flow sensitivity models that improved capital reserve forecast accuracy by 14%.

At Aspire Technolab, I developed forecasting models and reporting tools for planning and business performance. My work included reducing inventory carrying costs by 20% and creating Tableau and Power BI dashboards that uncovered $420K in operational cost variances.

Experience

Work history, roles, and key accomplishments

Current

Financial Analyst

Current

Capital One

Mar 2025 - Present (1 year 7 months)

Optimized enterprise credit risk underwriting frameworks by engineering automated loan default evaluation pipelines using Python and SQL, improving risk-prediction accuracy by 18% and cutting bad debt write-offs. Mitigated an estimated $3.2M in monthly credit losses by integrating fraud-risk tracking parameters into core SAP ERP transaction workflows.

Python Pandas SQL SAP ERP Snowflake Financial Modeling Risk Assessment Data Analysis Automation Variance Analysis Executive Reporting

Financial Analyst

Aspire Technolab

Jul 2021 - Jul 2024 (3 years)

Accelerated investment valuation and portfolio data extraction speeds by 45% by designing highly optimized SQL queries across core database schemas. Maximized working capital efficiency and reduced inventory carrying costs by 20% by deploying time-series forecasting models to predict macro-level supply chain demand fluctuations.