Devadharshini Balaji

I’m a detail-oriented Senior Fraud Analyst with over 3 years of experience in transaction monitoring, financial crime mitigation, and compliance. I analyze high-volume customer accounts and enforce OFAC regulations to protect customers and reduce fraud exposure.

At Tata Consultancy Services, I’ve analyzed 10,000+ customer accounts weekly and reduced fraud by 15%, minimizing chargeback vulnerabilities. I audit global transactions to identify and block sanctioned entities while aligning work to US regulatory frameworks, including OFAC and BSA guidelines.

I execute end-to-end, risk-based assessments across active user portfolios to map emerging fraud vectors and implement preemptive controls. I mitigate multi-vector risks like identity theft, account takeover (ATO), and document forgery using advanced data mining and global fraud databases, while streamlining Check and ACH payment verification workflows for faster fund recovery.