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Deepika AggarwalDA
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Deepika Aggarwal

@deepikaaggarwal

Finance & operations manager with 10+ years in fintech, optimizing payouts, compliance, and automated reporting.

Zimbabwe
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What I'm looking for

I’m looking for a fintech finance-operations role where I can own payout/settlement operations, strengthen compliance and internal controls, and drive automation using SQL and dashboards—reducing risk while improving reporting and operational efficiency.

I’m a Finance & Operations professional with 10+ years in fintech, focused on payout/settlement management, financial reporting, compliance, and process automation. I manage high-volume transactions with a strong emphasis on accuracy and timely execution.

At Instamojo, I’ve improved operational efficiency by operationalizing same-day payout products, reconciling merchant accounts, and resolving failed transactions to reduce financial discrepancies. I also manage negative ledger adjustments to minimize losses from chargebacks and refunds, and coordinate with banking partners and third parties to ensure seamless payout execution.

I use SQL and Metabase to extract, analyze, and visualize transaction-level data, build automated reports and dashboards, and strengthen financial control through discrepancy detection. I lead month-end/year-end closures, manage AP/AR and general ledger entries, and ensure compliance across GST, PF, PT, and VAT while strengthening internal controls and risk mitigation.

Experience

Work history, roles, and key accomplishments

IL
Current

Finance Operations Manager

Instamojo Research & Development Pvt. Ltd.

Oct 2017 - Present (8 years 8 months)

Managed daily merchant settlements worth ₹10Cr+, ensuring accurate and timely payouts by reconciling accounts and resolving failed transactions to reduce financial discrepancies. Operationalized same-day payout products and built SQL/Metabase reporting dashboards to automate reconciliations and improve operational insights.

NU

Assistant to Managing Director

Narain Udyog

Aug 2014 - Aug 2017 (3 years)

Managed financial reporting, bookkeeping, and compliance activities, leading month-end and year-end closures and coordinating with auditors and regulatory bodies. Oversaw VAT and PF compliance, handled operational functions across labour/stock/warehouse/working capital, and improved working capital availability with bank and investor coordination.

Education

Degrees, certifications, and relevant coursework

TD

The Wall Street School, Delhi

Certification, Financial Modelling & Investment Banking

Completed a Financial Modelling & Investment Banking program at The Wall Street School in 2017.

Indira Gandhi National Open University, Delhi logoID

Indira Gandhi National Open University, Delhi

Master of Commerce, Commerce

Completed a Master of Commerce at Indira Gandhi National Open University (IGNOU) in 2014.

Institute of Chartered Accountants of India, Delhi logoID

Institute of Chartered Accountants of India, Delhi

Chartered Accountant (Intermediate), Chartered Accountancy

Completed the Chartered Accountant (Intermediate) program at the Institute of Chartered Accountants of India in 2012.

Delhi University, Delhi logoDD

Delhi University, Delhi

Bachelor of Commerce (Honours), Commerce

Earned a Bachelor of Commerce (Honours) from Delhi University in 2011.

Tech stack

Software and tools used professionally

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