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Bhavin Lodha UserBU
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Bhavin Lodha User

@bhavinlodhauser

I help NBFCs and businesses strengthen finance, compliance, and growth.

India
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At ixCFO Services, I work as a CFO Partner, helping businesses strengthen finance, compliance, reporting, and growth.

I've supported NBFC teams on a slump sale of about ₹200 crores across multiple portfolios, including co-lending, business partnerships, and secured and unsecured assets. My work includes PTCs, direct assignments, RBI returns, statutory audits, and the full NBFC lifecycle from disbursal through collection, recovery, and compliance.

I've also supported Mumbai-based NBFCs and a ₹3,000 crore venture capital fund with daily accounting, compliance, interest accruals, MIS, financial reporting, RBI licensing, rating-agency coordination, and loan-management-system setup. For a Puerto Rico-based debt fund, I prepared projections for investment proposals across real estate, gambling, distilleries, and construction.

Through J S B L & Co. and BhaSha Advisors, I support SMEs and startups with tax, audit, accounting, GST, RoC compliance, and Indian GAAP financials. I've conducted forensic audits that identified a fund-diversion trail worth about ₹150 crores and performed due diligence under Section 29A of the Insolvency and Bankruptcy Code.

Experience

Work history, roles, and key accomplishments

ixCFO Services Pvt.Ltd logoIP
Current

CFO Partner

Nov 2022 - Present (3 years 10 months)

Worked as CFO Partner at ixCFO Services Pvt.Ltd.

BhaSha Advisors logoBA
Current

Consultant

Jan 2018 - Present (8 years 8 months)

Worked as Consultant at BhaSha Advisors.

J S B L & Co. logoJC
Current

Founder

Jul 2017 - Present (9 years 2 months)

Fueling Growth of Business Organizations!

EY logoEY

Consultant - Transfer Pricing

Sep 2017 - Dec 2017 (3 months)

Worked as Consultant - Transfer Pricing at EY.

Jayesh Sanghrajka & Co. LLP logoJL

Article Assistant

Feb 2015 - Sep 2017 (2 years 7 months)

Filing Returns [ITRs of Individual Professionals, Proprietors, Firms, AOPs and Corporates]
Tax Audits [Proprietors, Firms, AOPs and Corporates]
Tax Compliance [TDS]
Preparation and Analysis of DTP Study Reports
Coordinating with clients for on-going Income Tax Matters
Regular Assessment Assignments
Represented Clients for Assessments[Assessing Officer level]
Low TDS / TCS Matters for Corporates
CI

CVK & Associates logoCA

Articled Assistant

Sep 2014 - Feb 2015 (5 months)

Assisting team for Limited Reviews
Ledger Scrutiny
Bank Audit
Compliance Checking
Audit Documentation
Project Finance Assignments [Debt Funding through Banks]

Education

Degrees, certifications, and relevant coursework

II

Institute of Chartered Accountants of India

KC

Kishinchand Chellaram Law College (KC Law College)

CI

CFA Insitute

CFA, Finance and Financial Management Services

2026 - 2028

KC

Kishinchand Chellaram Law College (KC Law College)

Bachelor of Laws - LLB, Law

2019 - 2022

TI

The Institute of Chartered Accountants of India

Chartered Accountant, Accounting, Auditing, Taxation and Finance

2011 - 2017

UM

University of Mumbai

Bachelor of Commerce - BCom, Banking, Corporate, Finance, and Securities Law

2011 - 2016

RE

R. A. Podar College of Commerce and Economics

Bachelor of Commerce (B.Com.), Business/Commerce, General

2011 - 2016

RS

Ramji Assar Vidhyalaya High School

High School, Junior High/Intermediate/Middle School Education

1998 - 2011

Tech stack

Software and tools used professionally

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