Bhavani User

Economics graduate with specializations in econometric modeling, large-scale data analysis, macroeconomic research, and policy evaluation. Core technical skills include statistical inference, regression analysis, firm-level productivity measurement, resource allocation modeling, and the application of machine learning methods (TF-IDF, BERT, k-means clustering) to economic and policy datasets. Proficient in Excel, Python, and NLP-based text analysis, with experience handling datasets exceeding 4 million observations.

Currently working as an Investment Banking Associate at Verity Knowledge Solutions Pvt Ltd, with coverage focused on the Healthcare sector. Responsibilities include company valuation, deal structuring, M&A analysis, sector research, and the development of detailed financial models for investment opportunities and strategic transactions. Also responsible for producing investor-ready pitch books and research materials for advisory mandates and capital market transactions.

Prior to this, completed an Investment Banking internship where core skills developed included Comparable Company Analysis (CCA), Precedent Transaction Analysis, and end-to-end Excel financial modeling. Delivered client-ready pitch books to investment banking standards, including a full valuation pitch book on e.l.f. Beauty incorporating industry analysis and valuation methodologies.

Additional research experience includes a Policy Research Internship at the Chennai Centre for China Studies, where published work covered China's Three-Child Policy and workplace gender discrimination, applying qualitative policy analysis and academic writing skills. Independent research projects include a Misallocation Index constructed from 4.18 million firm-level observations using econometric methods, and an NLP analysis of approximately 200,000 parliamentary questions, applying machine learning techniques to identify statistically grounded patterns with direct policy relevance.