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Asmta Rufasha

@asmtarufasha

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Chief Executive Officer at KCI Microfinance who grew the loan book by 20% and launched the Funeral Cashback Plan.

Zimbabwe

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What I'm looking for

I'm seeking a senior finance or executive role where my regulated financial-services experience and steady approach to risk and governance would add value.

At KCI Microfinance, I provide executive leadership across strategy, financial performance, operations, credit, risk and governance. I led strategic planning and execution, growing the loan book by 20% through disciplined collections and liquidity management while maintaining portfolio quality.

I also led the development of new products and customer propositions, including the Funeral Cashback Plan. In my current role, I engage shareholders, directors and funders on strategy, capital requirements and growth priorities.

Previously, as Finance & Administration Manager at K.C.I Management Consultants, I directed budgeting and financial planning, coordinated external audits, and served as the primary contact for Reserve Bank of Zimbabwe engagements. I also rectified 100% of identified RBZ audit gaps within required deadlines.

Earlier at K.C.I Management Consultants, I prepared IFRS-compliant financial statements and improved accounts payable and receivable processes, cutting reconciliation errors by 37%. I began there as a Loan Officer, managing consumer and commercial portfolios from origination through repayment and achieving collection rates of up to 90%.

Experience

Work history, roles, and key accomplishments

Current

Chief Executive Officer

Current

KCI Microfinance

Jul 2025 - Present (1 year 3 months)

Provided executive leadership across strategy, financial performance, operations, credit, risk, governance, and business development. Drove sustainable portfolio growth, expanding the loan book by 20% without compromising portfolio quality.

Executive Leadership Financial Strategy Business Development Corporate Governance Microfinance Operations Credit Management Risk Management Portfolio Management Liquidity Management Product Development Regulatory Compliance Internal Controls

Finance & Administration Manager

K.C.I Management Consultants

Aug 2021 - Jul 2025 (3 years 11 months)

Instituted financial controls, policies, and procedures that safeguarded organisational assets and reinforced governance. Directed budgeting, forecasting, and financial planning processes, and coordinated annual external audits.

Financial Control Budgeting Forecasting Financial Planning Audit Management Regulatory Compliance AML CFT Compliance Cash Flow Management Liquidity Planning Risk Management

Financial Accountant

K.C.I Management Consultants

Feb 2017 - Aug 2021 (4 years 6 months)

Prepared IFRS-compliant financial statements and management reports, delivering performance insights to senior leadership and the board. Resolved duplicate-payment issues and reinforced accounts payable and receivable processes, cutting reconciliation errors by 37%.

IFRS Reporting Financial Reporting Management Reporting Accounts Payable Accounts Receivable Process Improvement Loan Processing Financial Literacy

Loan Officer

K.C.I Management Consultants

Apr 2012 - Feb 2017 (4 years 10 months)

Managed consumer and commercial loan portfolios from origination through repayment, achieving collection rates of up to 90%. Built client acquisition strategies grounded in field research and delivered financial literacy workshops.

Loan Origination Credit Management Portfolio Management Collections Client Acquisition Financial Literacy Field Research Team Supervision

Education

Degrees, certifications, and relevant coursework

University of Gloucestershire

Master of Business Administration, Finance

Master of Business Administration in Finance, with a thesis on the impact of risk management strategies on the profitability of microfinance institutions.