Ankit Lunia

I’m a Software Engineer with 4+ years building scalable backend systems in fintech using Java, Kotlin, and Spring Boot. I architect distributed platforms that handle 100K+ daily requests at up to 20K+ RPS, delivering both performance and business outcomes.

At Navi Limited, I scaled collections and telephony platforms for 100K+ daily agent requests, enabling multi-vendor integrations and a compliance-critical Audit Portal that streamlined audit workflows. I designed fault-tolerant, event-driven workflows with circuit breakers and async retries, cutting Voice Bot API latency from 4s to 550ms while improving throughput and reliability.

I’ve built high-throughput portfolio services for real-time values, holdings, and XIRR—achieving sub-100ms P99 latency at 20K+ RPS using Redis caching and query optimization. I also re-engineered Mutual Funds onboarding and KYC journeys to improve conversion, completion, resiliency, and verification throughput at scale.

I enjoy taking ownership end to end: system design reviews, code reviews, and mentoring engineers on distributed systems best practices. I was recognized with the Navi Spearhead Award twice, and I’ve contributed to major impact like 2.5X AUM growth and 40% cost reduction through event-driven architecture and optimization.