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Anita Mankowska

@anitamankowska

Treasury Payments and client solutions consultant with 15+ years improving cash flow and fraud mitigation.

United States
Message

What I'm looking for

I’m looking for a client-facing advisory or implementation role in treasury payments/Fintech where I can lead discovery, design practical solutions, optimize cash flow and operational efficiency, and strengthen fraud prevention outcomes—ideally in a remote-friendly environment.

I’m a Treasury Payments and Client Solution professional with 15+ years of experience, supporting business clients across U.S. and Canadian markets. I’m known for consultative discovery, solution design, and translating complex financial workflows into practical outcomes.

In my current role as a TPS Portfolio Manager, I advise business clients on treasury payment solutions with a focus on operational efficiency, fraud mitigation, and cash flow optimization. I consult to assess payment workflows and recommend ACH, wires, lockbox, RDC, and positive pay fraud solutions.

I partner with relationship managers and internal teams to deliver tailored treasury structures, while supporting liquidity management and ongoing treasury operations. I also serve as a trusted advisor and subject matter resource for treasury solutions in a client-facing role.

Previously, as a Business Relationship Manager and Business Sales Consultant at BMO Bank N.A., I provided consultative credit and risk support and supported cross-selling of treasury, deposit, and lending solutions using a holistic approach. I’ve also delivered needs-based discovery and recommended banking, treasury, and payment solutions—specializing in ACH, wires, RDC, lockbox, merchant services, payroll, and cross-border banking.

Experience

Work history, roles, and key accomplishments

BMO Bank N.A. logoBN
Current

TPS Portfolio Manager

Jun 2021 - Present (5 years)

Advised business clients on treasury payment solutions, focusing on operational efficiency, fraud mitigation, and cash flow optimization. Consulted on payment workflows to recommend ACH, wires, lockbox, RDC, and positive pay fraud solutions, partnering with internal teams to deliver tailored treasury structures.

BMO Bank N.A. logoBN

Business Relationship Manager

Dec 2019 - Jun 2021 (1 year 6 months)

Provided consultative credit and risk support for business portfolios by evaluating deal structures, pricing, and risk alignment with policy and strategy. Supported cross-selling of treasury, deposit, and lending solutions and served as an internal advisor to ensure consistency and quality of credit decisions.

BMO Bank N.A. logoBN

Business Sales Consultant

Oct 2014 - Dec 2014 (2 months)

Supported inbound business clients remotely across U.S. and Canadian markets by conducting needs-based discovery and recommending banking, treasury, and payment solutions. Specialized in ACH, wires, RDC, lockbox, merchant services, payroll, and cross-border banking using consultative conversations to identify growth opportunities.

Education

Degrees, certifications, and relevant coursework

OC

Omega Credit

Certification (C-100 and C-200), Credit

Qualified in Omega Credit (C-100 and C-200).

NH

Northbrook College of Healthcare

Associate in Nursing (LPN), Nursing

Earned an associate in nursing LPN credential from Northbrook College of Healthcare.

Oakton Community College logoOC

Oakton Community College

Associate in Liberal Arts, Liberal Arts

Earned an associate in liberal arts from Oakton Community College.

Tech stack

Software and tools used professionally

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