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Anđela Petrović

@anelapetrovi

Credit analyst at UniCredit Bank Serbia assessing corporate creditworthiness and identifying borrower, concentration, and collection risks.

Serbia

Message

At UniCredit Bank Serbia, I analyze corporate financial statements and supporting information to assess creditworthiness and identify risks affecting borrowers’ ability to meet financial obligations. I prepare credit-analysis reports in Serbian, English, and German.

At EKO SERBIA, I processed invoices and purchase orders in SAP, reconciled discrepancies, and analyzed inventory information for consolidated reports.

At Banca Intesa, I researched market data in Excel to support credit-quality monitoring and real-estate collateral assessments. At Erste Bank, I analyzed customer transactions for unusual patterns and potential indicators of financial crime.

At Erste Bank’s ICAAP & Risk Management Strategy Unit, I supported ICAAP reporting and stress-testing activities, consolidated risk information for senior management and the Board of Directors, and presented an analysis of the banking sector to Erste management.

Experience

Work history, roles, and key accomplishments

Current

Credit Analysis Department

Current

UniCredit Bank Serbia

Jan 2026 - Present (9 months)

Produce 10+ credit-analysis reports per day by analyzing corporate financial statements to assess creditworthiness. Analyze financial performance and review customer and vendor data to identify risks and support credit decisions.

Credit Analysis Financial Analysis Risk Assessment Excel SAP Serbian English German

Finance / Accounting

EKO Serbia

Jan 2026 - Dec 2026 (11 months)

Processed invoices and purchase orders in SAP, ensuring accurate financial data entry. Reconciled discrepancies and generated consolidated inventory reports from warehouse and retail data.

SAP Invoice Processing Reconciliations Inventory Analysis Financial Reporting

Risk Management - Credit Quality Monitoring & Control

Banca Intesa

Jan 2025 - Dec 2025 (11 months)

Evaluated real-estate collateral by comparing asset values with market data. Researched and analyzed market data in Excel to support credit-quality monitoring.

Credit Risk Collateral Valuation Market Analysis Excel

Client Control Department, Retail Client Division

Erste Bank

Jan 2024 - Dec 2024 (11 months)

Analyzed customer accounts and transaction activity to identify unusual patterns and potential indicators of financial crime. Applied risk-based analysis to customer information as part of client-control processes.

Financial Crime Detection Transaction Monitoring Risk Analysis

ICAAP & Risk Management Strategy Unit

Erste Bank

Jan 2023 - Dec 2023 (11 months)

Supported ICAAP reporting and stress-testing activities, consolidating risk information for senior management. Gained exposure to risk materiality assessment, risk appetite, and limit management.

ICAAP Performance Testing Risk Assessment Risk Appetite Statements Limit Management Data Analysis Reporting

Education

Degrees, certifications, and relevant coursework

University of Belgrade - Faculty of Economics

Bachelor of Economics and Finance, Economics and Finance

Bachelor of Economics and Finance with a concentration in Financial Markets, including coursework in banking, econometrics, statistics, operations research, business finance, and strategic management.