At EXL Services Inc., supporting Visa Inc.’s Global Settlement Risk work, I lead credit risk assessments across 500+ counterparties with aggregate exposure above USD 30 billion. I assess banks, FinTechs and commercial counterparties across Latin America and the Caribbean, Asia Pacific, CEMEA and Europe.
I lead a team of three analysts and own quality assurance, standard operating procedures and process design for the credit review cycle. My assessments use a CAMELS-aligned framework, alongside sovereign and macroeconomic analysis, to support internal risk ratings.
At Badaya & Co., Chartered Accountants, I performed concurrent audit work for Allahabad Bank and drafted internal audit reports. I’m a Chartered Accountant and received EXL Services Inc.’s Stellar Performer of the Year award in 2023, 2024 and 2025.
