
srushti shrivastava
@srushtishrivastava
Credit risk analyst at National Bank for Financing Infrastructure & Development, analyzing infrastructure projects and contributing to credit risk policy and rating frameworks.
What I'm looking for
At National Bank for Financing Infrastructure & Development, I analyze credit risk in infrastructure development projects and have also performed asset quality review for the infrastructure portfolio. I’ve contributed to credit risk policy, credit risk rating models, and the internal credit rating framework.
At Axis Bank Limited, I conducted risk-based internal audits across areas including enterprise risk management, ICAAP, and Basel III capital computation. I’m looking to build a career in banking and finance, gain experience across financial functions, and contribute using my skills and educational background.
Experience
Work history, roles, and key accomplishments
Analyst - Credit Risk & Policy
National Bank for Financing Infrastructure & Development
Jan 2024 - Present (2 years 10 months)
Analysing credit risk in infrastructure development projects, having analysed more than 15 projects and performed asset quality review for infrastructure portfolio. Worked on formulating credit risk policy, credit risk rating models, and internal credit rating framework.
Manager - Internal Audit
Axis Bank Limited
Jan 2023 - Dec 2024 (1 year 11 months)
Conducted risk-based internal audits across key functions including Enterprise Risk Management (ERM), ICAAP (including stress testing framework), and capital computation under Pillar 1 of Basel III. Evaluated regulatory compliance, capital adequacy frameworks, and governance effectiveness.
Deputy Manager - Internal Audit
Axis Bank Limited
Jan 2021 - Dec 2023 (2 years 11 months)
Worked on a banking and finance project titled 'Identifying Liquidity Risk Determinants and Analyzing Their Impact on Capital Adequacy for Liquidity Risk Management'. Conducted a panel study to identify determinants of liquidity risk and analyze their impact on bank profits and capital position as per Basel III requirements.
Intern
Aryavarth Gramin Bank
Sep 2020 - Oct 2020 (1 month)
Studied credit policy, NPA policy, and loan proposals to understand various types of credit sanctioning processes for agriculture loans, MSME loans, etc., and understood due diligence.
Intern
GM Financial Services
Aug 2020 - Sep 2020 (1 month)
Analyzed the impact of COVID-19 on the oil and gas industry and studied the impact of macroeconomic factors on the government security market in India through an econometric study.
Education
Degrees, certifications, and relevant coursework
National Institute of Banking Management
PGDM, Banking and Financial Services
2019 - 2021
Grade: 75.39%
PGDM in Banking and Financial Services with 75.39% from 2019 to 2021.
Ujjain Engineering College
Bachelor of Engineering, Computer Science
2015 - 2019
Grade: 82.20%
Bachelor of Engineering in Computer Science with 82.20% from 2015 to 2019.
Choithram School North Campus
Higher-Secondary Schooling Certificate (CBSE), General
Grade: 90.40%
Higher-Secondary Schooling Certificate (CBSE) with 90.40% in 2015.
Choithram School North Campus
Secondary Schooling Certificate (CBSE), General
Grade: 89.30%
Secondary Schooling Certificate (CBSE) with 89.30% in 2013.
GARP
Financial Risk Manager, Financial Risk Management
Financial Risk Manager certification by GARP, charter obtained.
Udemy
Python for Finance: Investment Fundamentals and Data Analytics, Finance and Data Analytics
Python for Finance: Investment Fundamentals and Data Analytics certification from Udemy.
IIT Kharagpur
Cloud Computing, Cloud Computing
Cloud Computing certification from IIT Kharagpur.
Yoga Shiksha Samiti
Yoga Teachers Training Certification, Yoga
Yoga Teachers Training Certification from Yoga Shiksha Samiti.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
Skills
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