Looking for a job

Almu Gar

@almugar

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I build credit risk analytics and translate economic data into investment insights.

United Kingdom

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What I'm looking for

I'm looking to apply my economics, financial modelling, and data analysis skills to credit risk, investment, or financial analysis work where I can turn complex data into clear commercial insights.

I built a Python, Pandas, and Power BI credit portfolio risk model covering 31,522 loans and £304.6M in exposure, estimating £34.0M in expected losses and creating an interactive dashboard with nine DAX measures.

Alongside my Economics and Social Policy studies at the University of Edinburgh, I've researched European energy shocks, inflation, and monetary policy as an Economist columnist. I also bring practical commercial experience from placing second among more than 378 teams in the Tycoon Business Competition, where I ran a cookie business and tested pricing, marketing, and resource-allocation decisions.

Experience

Work history, roles, and key accomplishments

Credit Portfolio Risk Analytics Model

Personal Project

Aug 2026 - Present (1 month)

Built a model to analyse credit risk across 31,522 loans and £304.6M in portfolio exposure, applying PD and EL methodologies. Designed an interactive Power BI dashboard using 9 DAX measures to monitor risk metrics.

Python Pandas Power BI DAX Credit Risk Data Analysis

Education

Degrees, certifications, and relevant coursework

University of Edinburgh

Master of Arts, Economics and Social Policy

Grade: 68% (Upper Second Class Honours)

Pursuing an MA with Honours in Economics and Social Policy, with coursework in Economics, Mathematics with Applications, Political Data Analysis, and Social Policy. Current average of 68% (Upper Second Class Honours).