Looking for a job

Alex Charlier

@alexcharlier

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I underwrite commercial loans and assess credit risk using financial analysis.

United States

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What I'm looking for

I'm looking to continue growing in accounting and finance while applying my commercial credit, underwriting, and financial analysis experience to support sound lending decisions.

I'm currently an Officer and Commercial Credit Analyst III at Johnson Financial Group, underwriting commercial loan requests and guiding presentations through the approval process.

I analyze financial statements, cash flows, collateral, guarantor strength, and industry conditions to assess creditworthiness. I also identify covenant exceptions, recommend mitigations, and support accurate risk ratings and loan coding.

Previously, I supported residential lending at Associated Bank as a Residential Loan Processor. I reviewed loan documentation, maintained production reporting, prepared files for underwriting, and helped ensure Regulation B compliance.

I bring a finance background from the University of Wisconsin Oshkosh along with advanced Microsoft SQL Server and Excel skills, including PivotTables, quantitative analysis, and conditional formatting.

Experience

Work history, roles, and key accomplishments

Current

Officer: Commercial Credit Analyst III

Current

Johnson Financial Group

Nov 2021 - Present (4 years 11 months)

Underwrites commercial loan requests, performs covenant checks, and provides industry analysis to ensure regulatory accuracy. Collaborates with lenders and portfolio managers to assess creditworthiness and guide loan presentations through approval.