Open to opportunities

Akhil Sam

@akhilsam

Message

I investigate AML, fraud, and financial crime risks across banking and payments institutions.

United Arab Emirates

Message

What I'm looking for

I'm seeking opportunities in AML and financial crime prevention where I can investigate complex risks, strengthen regulatory compliance, improve processes, and pursue ACAMS certification.

I've investigated financial crime and regulatory risk at AML RightSource, Bank of Montreal, CIBC, PayPal, and J.P. Morgan Chase & Co. across Asia, EMEA, and North America.

At AML RightSource, I manage regulatory production orders, investigate high-risk accounts and transaction-monitoring alerts, complete KYC and enhanced due diligence reviews, and prepare STRs for FINTRAC. I use tools including LexisNexis, RDC, WorldCheck, SAS AML, Actimize, and SWIFT Payments to identify suspicious activity, sanctions risks, fraud patterns, and money-laundering indicators.

I've improved processing time by 25–30% through continuous improvement and increased team efficiency by 30% through Excel automation. I also train new personnel, handle escalations, and bring a customer-focused approach that earned a 100% Customer Experience score.

Experience

Work history, roles, and key accomplishments

Senior AML/UTR Investigator

Bank of Montreal

Executed thorough due diligence investigations and analysed information from detection systems to evaluate and determine necessary actions. Escalated files to management and provided recommendations for process enhancements.

AML Due Diligence Investigation Financial Crime Compliance

Senior AML/BSA Investigator

AML RightSource INC.

Managed and investigated Production Orders from regulators, identifying offences and conducting thorough investigations on high-risk client accounts. Investigated alerts for potential AML, Sanctions/ABAC, and Financial Crime risks, and prepared Suspicious Transaction Reports (STRs) for submission to FINTRAC.

AML BSA KYC EDD Transaction Monitoring STR FINTRAC LexisNexis PCMLTFA

AML/KYC Specialist (Business & Commercial Banking)

J.P Morgan Chase & Co.

Executed due diligence reviews on alerts including CIP, CDD, PEP, and EDD processes. Authored investigation reports and Suspicious Activity Reports (SARs), and monitored SWIFT payments for AML risks.

AML KYC CDD EDD EDD PEP SARs Swift LexisNexis

Senior Fraud Investigator

Canadian Imperial Bank of Commerce

Extracted insights from enterprise applications to detect, monitor, and investigate True Name Fraud, Account Takeover, SCAMS, and transaction activity. Determined liability decisions and supported partners as a Subject Matter Expert.

Fraud Investigation True Name Fraud Account Takeover PRM TransUnion

Brand Risk Management Specialist

PayPal

Ensured compliance with AML regulations and PayPal's Acceptable Use Policy. Analyzed and mitigated fraudulent activities, achieving a monthly 100% fraud detection rate and referring confirmed cases to recovery.

AML Fraud Detection Risk Management Compliance