I've launched and scaled bureau-based personal lending at Poonawalla Fincorp, growing it to ₹300 crore in monthly disbursals and a ₹1,500 crore portfolio within a year while maintaining loss rates and ROA within board thresholds.
Previously at Aditya Birla Finance, I managed unsecured loan portfolios and created policies for new segments, including digital and STP business loans, scorecard-based programs, and pre-qualified and pre-approved lending programs. I partnered with Sales, Credit, Collections, and Operations teams to build early-warning indicators, manage policy-led digital campaigns, and support new lending platforms.
At HDFC Bank, I executed product strategies, used market research to inform product roadmaps, and collaborated closely with stakeholders on requirements and delivery.
I began my career at Accenture, where I automated commodity-pricing forecasting processes, supported SAP financial accounting and controlling work, managed SAP BODS data migration jobs, and led knowledge-transition sessions for new team members. I also enjoy training new joiners and creating practical learning materials for teams.
