Nitin Gupta
@nitingupta5
I lead credit risk, lending strategy, and portfolio management for global banking clients.
IndiaWhat I'm looking for
I've led lending, underwriting, covenant monitoring, and portfolio management services for major US, UK, and Canadian banking clients for more than 15 years.
At Acuity Knowledge Partners, I led end-to-end lending services for a major US regional bank and directed a 50+ member team responsible for portfolio oversight, SLAs, quality governance, compliance, and client satisfaction. I presented portfolio trends, risk observations, governance metrics, and strategic recommendations to client leadership while partnering on automation and decision-support improvements.
At Evalueserve, I led 100+ analysts across lending services, portfolio monitoring, covenant testing, and valuation engagements. Earlier, at Acuity, TCS, and Bank of America Continuum, I supported commercial banking risk operations, underwriting, financial spreading, loan operations, risk reviews, liquidity analysis, and leveraged lending.
I'm focused on turning portfolio analytics and risk insights into stronger governance, scalable operations, and improved risk-adjusted returns.
Experience
Work history, roles, and key accomplishments
Associate Director
Acuity Knowledge Partners
Dec 2024 - Nov 2025 (11 months)
Led end-to-end lending services, credit underwriting, covenant monitoring, annual reviews, nCino workflows, and 1LOD monitoring for a major US regional bank. Directed a 50+ member team with responsibility for portfolio oversight, SLA delivery, quality governance, compliance, and client satisfaction.
Associate Director
Evalueserve India Pvt. Ltd.
Jul 2023 - Nov 2024 (1 year 4 months)
Led 100+ analysts supporting lending services, portfolio monitoring, covenant testing, and valuation engagements. Owned delivery governance, productivity, workforce planning, portfolio reporting, and stakeholder management.
Assistant Director
Acuity Knowledge Partners
Mar 2017 - Jun 2023 (6 years 3 months)
Led commercial and corporate lending teams supporting multiple US regional banks. Managed underwriting support, financial spreading, covenant monitoring, risk reviews, liquidity analysis, asset-based and leveraged lending activities.
Led offshore commercial banking risk operations for Lloyds Banking Group. Managed financial spreading, credit analysis, loan operations, covenant testing, portfolio reporting, and governance activities.
Team Developer
BA Continuum India
Aug 2011 - Apr 2015 (3 years 8 months)
Supported business banking, loan review, and loan operations functions. Performed financial spreading, covenant testing, risk rating, underwriting support, and portfolio monitoring activities.
Education
Degrees, certifications, and relevant coursework
NMIMS
Post Graduate Diploma, Banking & Finance
Post Graduate Diploma in Business Management with a focus on Banking and Finance.
IGNOU
Post Graduate Diploma, International Business Operations
Post Graduate Diploma in International Business Operations.
Panjab University
Bachelor of Commerce, Commerce
Bachelor of Commerce degree.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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