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Adele SampathAS
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Adele Sampath

@adelesampath

Analytical actuarial science graduate specializing in credit, risk assessment and financial analysis.

Trinidad and Tobago
Message

What I'm looking for

I am looking for analytical, risk or finance-focused roles where I can apply credit and portfolio expertise, grow technically, and contribute to process accuracy and compliance.

I am an actuarial science graduate with hands-on experience in credit analysis, portfolio monitoring and financial data assessment within the banking sector.

In my current role as a Junior Credit Analyst, I monitor delinquency and portfolio quality daily, prepare credit documentation and assist in full and interim credit proposals using Moody's Risk Analyst, ensuring regulatory compliance and process accuracy.

As a Graduate Intern I supported senior analysts in drafting credit proposals, processing loan documentation, tracking sanction conditions and maintaining portfolio control metrics while gaining exposure to treasury, sales and branch operations.

I bring strong quantitative reasoning, proficiency in financial modelling tools, attention to detail and effective client communication; I seek to contribute to analytical, risk or finance-focused roles with opportunities for continued growth.

Experience

Work history, roles, and key accomplishments

RL
Current

Junior Credit Analyst

Republic Bank Limited

Feb 2025 - Present (11 months)

Monitor delinquency and portfolio quality daily to maintain ratios within bank targets; prepare loan documentation and Advice of Facility Letters, and assist in credit proposals using Moody's Risk Analyst to ensure accurate credit assessment.

RL

Graduate Intern

Republic Bank Limited

Jan 2024 - Dec 2024 (11 months)

Supported senior analysts in drafting credit proposals and processing loan documentation, monitored delinquency reports, and coordinated sanction compliance and insurance renewals to maintain portfolio controls.

Education

Degrees, certifications, and relevant coursework

University of the West Indies logoUI

University of the West Indies

Bachelor of Science, Actuarial Science

2018 - 2023

Completed a Bachelor of Science in Actuarial Science with coursework and practical training in quantitative risk assessment and financial modelling.

SJ

St. Joseph’s Convent, St. Joseph

Caribbean Advanced Proficiency Examination Diploma, Secondary Education (Biology, Chemistry, Pure Mathematics)

2010 - 2017

Activities and societies: Camp Counsellor (Creative and Crafty Hands, 2015–present)

Secondary education completed with CAPE/Diploma subjects including Biology, Chemistry, and Pure Mathematics.

Tech stack

Software and tools used professionally

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Adele Sampath - Junior Credit Analyst - Republic Bank Limited | Himalayas