5 Underwriting Account Representative Job Description Templates and Examples

Company Overview

[$COMPANY_OVERVIEW]

Role Overview

We are looking for a motivated and detail-oriented Junior Underwriting Account Representative to join our underwriting team. In this role, you will support the underwriting process by assisting senior representatives in evaluating applications, analyzing risk, and providing exceptional service to our clients.

Responsibilities

• Assist in evaluating insurance applications and determining appropriate coverage levels
• Conduct research and analysis to assess risk factors and underwriting guidelines
• Collaborate with senior underwriters to prepare quotes and policy documents
• Provide outstanding customer service by addressing inquiries and resolving issues promptly
• Maintain accurate records and documentation related to underwriting decisions
• Participate in team meetings to discuss trends, challenges, and strategies for improvement

Required and Preferred Qualifications

Required:

• Bachelor's degree in finance, business, or a related field
• Strong analytical skills and attention to detail
• Excellent verbal and written communication skills
• Proficient in Microsoft Office Suite (Excel, Word, PowerPoint)

Preferred:

• Experience in insurance or financial services is a plus
• Familiarity with underwriting principles and practices
• Ability to work collaboratively in a team environment

Technical Skills and Relevant Technologies

• Proficiency in data analysis and risk assessment tools
• Familiarity with customer relationship management (CRM) software
• Basic understanding of insurance products and services

Soft Skills and Cultural Fit

• Strong problem-solving abilities
• Ability to manage multiple tasks and prioritize effectively
• Enthusiastic and proactive approach to learning and development
• Commitment to delivering exceptional customer service

Benefits and Perks

Salary range: [$SALARY_RANGE]

Additional benefits may include:

• Health, dental, and vision insurance
• 401(k) retirement plan with company match
• Paid time off and holidays
• Professional development and growth opportunities

Location

This role requires successful candidates to be based in-person at [$COMPANY_LOCATION].

We encourage applicants from diverse backgrounds and experiences to apply, even if they don't meet all qualifications. Your unique perspective could be just what we need!

Company Overview

[$COMPANY_OVERVIEW]

Role Overview

We are seeking a detail-oriented and proactive Underwriting Account Representative to join our dynamic team at [$COMPANY_NAME]. In this hybrid role, you will play a critical part in assessing risk and ensuring the underwriting process is efficient and effective. Your ability to analyze data, communicate with clients, and collaborate with internal teams will be essential to drive our business forward.

Responsibilities

• Evaluate insurance applications and assess risk factors to make informed underwriting decisions
• Collaborate with agents and brokers to gather necessary information and clarify underwriting requirements
• Utilize underwriting guidelines and proprietary tools to develop competitive pricing and coverage options
• Communicate directly with clients to explain underwriting decisions and negotiate terms when necessary
• Monitor and manage existing accounts to ensure continued compliance with underwriting standards
• Support the continuous improvement of underwriting processes and contribute to team training initiatives

Required and Preferred Qualifications

Required:

• 2+ years of experience in underwriting or insurance account management
• Strong analytical skills with the ability to interpret complex data and make sound decisions
• Excellent communication skills, both verbal and written
• Proficiency in Microsoft Office Suite and underwriting software tools

Preferred:

• Bachelor's degree in Finance, Business, or a related field
• Familiarity with industry regulations and compliance standards
• Experience working in a hybrid or remote environment

Technical Skills and Relevant Technologies

• Proficiency in underwriting software and risk assessment tools
• Experience with CRM systems and data analysis platforms
• Knowledge of insurance policy terms, conditions, and coverage options

Soft Skills and Cultural Fit

• Strong problem-solving skills, with a keen attention to detail
• Ability to work collaboratively in a fast-paced, team-oriented environment
• Proactive mindset with a commitment to continuous learning and professional development
• Adaptability and resilience in addressing changes in the underwriting landscape

Benefits and Perks

Annual salary range: [$SALARY_RANGE]

Additional benefits may include:

• Comprehensive health, dental, and vision insurance
• Retirement savings plan with company matching
• Flexible work arrangements and generous paid time off
• Professional development opportunities and tuition reimbursement
• Employee wellness programs

Equal Opportunity Statement

[$COMPANY_NAME] is committed to fostering a diverse and inclusive workplace. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, gender identity, sexual orientation, national origin, disability, or veteran status. We believe that a diverse workforce strengthens our organization and enhances our ability to serve our clients.

Location

This is a hybrid position, requiring successful candidates to work from the office at least 3 days a week in [$COMPANY_LOCATION].

We encourage applicants from all backgrounds to apply, even if you don't meet every qualification outlined in this posting.

Company Overview

[$COMPANY_OVERVIEW]

Role Overview

We are seeking a highly skilled and experienced Senior Underwriting Account Representative to join our dynamic underwriting team at [$COMPANY_NAME]. In this role, you will leverage your deep expertise in risk assessment and underwriting processes to evaluate applications, build strong relationships with agents and brokers, and ensure that our underwriting standards are upheld while driving profitable growth for the organization.

Responsibilities

• Conduct comprehensive risk assessments for new and renewal business, ensuring alignment with underwriting guidelines and company objectives.
• Develop and maintain strong relationships with agents and brokers, providing exceptional service and support throughout the underwriting process.
• Collaborate with cross-functional teams, including claims, actuarial, and sales, to develop underwriting strategies and improve overall processes.
• Mentor and provide guidance to junior underwriters, fostering a culture of knowledge sharing and continuous improvement.
• Utilize data-driven insights and analytical skills to inform decision-making and optimize underwriting outcomes.
• Stay current with industry trends, regulations, and best practices to ensure compliance and competitiveness in the market.

Required and Preferred Qualifications

Required:

• 5+ years of experience in underwriting, with a focus on commercial lines preferred.
• Proven track record of evaluating and pricing risks accurately while maintaining profitability.
• Strong analytical skills with the ability to interpret complex data and make informed decisions.
• Excellent communication and interpersonal skills to effectively collaborate with internal and external stakeholders.

Preferred:

• Professional designations such as CPCU or AU.
• Experience with advanced underwriting software and tools.
• Demonstrated ability to drive process improvements and implement best practices.

Technical Skills and Relevant Technologies

• Proficiency in underwriting management systems and data analytics tools.
• Familiarity with risk assessment methodologies and pricing strategies.
• Ability to leverage technology to enhance underwriting processes and improve efficiency.

Soft Skills and Cultural Fit

• Strong problem-solving abilities and a proactive approach to challenges.
• Ability to thrive in a fast-paced, remote work environment while maintaining high standards of quality.
• A collaborative mindset with a focus on teamwork and shared success.
• Commitment to continuous learning and professional development.

Benefits and Perks

Annual salary range: [$SALARY_RANGE]

Full-time employees will enjoy:

• Comprehensive health, dental, and vision insurance.
• 401(k) plan with company matching.
• Generous paid time off and flexible work arrangements.
• Professional development and training opportunities.

Equal Opportunity Statement

[$COMPANY_NAME] is committed to fostering a diverse and inclusive workplace. We are proud to be an Equal Opportunity Employer and encourage applications from individuals of all backgrounds and experiences. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, or veteran status.

Location

This is a fully remote position.

Company Overview

[$COMPANY_OVERVIEW]

Role Overview

We are looking for a detail-oriented Underwriting Specialist to join our dynamic underwriting team at [$COMPANY_NAME]. In this role, you will be responsible for assessing risk and determining the appropriate underwriting guidelines for various insurance products. Your analytical skills will be crucial in evaluating applications, making informed decisions, and contributing to the overall success of our insurance offerings.

Responsibilities

• Evaluate insurance applications and assess risk factors to determine eligibility and appropriate coverage levels
• Utilize underwriting guidelines and analytical tools to analyze data and make informed decisions
• Collaborate with agents and brokers to gather necessary information and clarify underwriting requirements
• Prepare and present underwriting recommendations to senior management
• Monitor industry trends and regulatory changes that may impact underwriting practices
• Provide exceptional service to clients by addressing inquiries and guiding them through the underwriting process

Required and Preferred Qualifications

Required:

• Bachelor's degree in finance, business, or a related field
• 2+ years of experience in underwriting, insurance, or risk management
• Solid understanding of underwriting principles and practices
• Strong analytical skills and attention to detail
• Excellent verbal and written communication skills

Preferred:

• Professional certifications such as CPCU or AU are a plus
• Experience with data analysis tools and underwriting software
• Knowledge of specific insurance products relevant to our business

Technical Skills and Relevant Technologies

• Proficiency in underwriting software and risk assessment tools
• Experience with Microsoft Excel for data analysis and reporting
• Familiarity with CRM systems and policy management software

Soft Skills and Cultural Fit

• Strong problem-solving abilities and critical thinking skills
• Ability to work independently and manage multiple priorities effectively
• Commitment to continuous learning and professional development
• Team-oriented mindset with a collaborative approach to working with cross-functional teams

Benefits and Perks

We offer a competitive salary along with a comprehensive benefits package that includes:

• Health, dental, and vision insurance
• 401(k) with company match
• Generous paid time off and holidays
• Professional development opportunities
• Flexible working arrangements

Equal Opportunity Statement

[$COMPANY_NAME] is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other status protected by applicable law.

Location

This is a remote position within [$COMPANY_LOCATION].

Company Overview

[$COMPANY_OVERVIEW]

Role Overview

We are looking for an experienced and strategic Underwriting Manager to join our dynamic team. In this fully remote role, you will lead our underwriting operations, ensuring the assessment of risk for potential clients aligns with our company’s growth objectives and compliance standards. You will be instrumental in shaping underwriting policies and processes while fostering a culture of excellence and accountability.

Responsibilities

• Oversee the underwriting team, ensuring efficient workflows and adherence to established policies and procedures.
• Develop, implement, and refine underwriting guidelines to optimize risk assessment and decision-making processes.
• Analyze complex insurance applications and financial documentation to assess risk accurately.
• Collaborate with cross-functional teams, including sales and risk management, to align underwriting practices with business objectives.
• Mentor and train underwriting staff, fostering professional development and a culture of continuous improvement.
• Utilize data analytics to identify trends and improve underwriting processes and risk evaluation techniques.
• Ensure compliance with regulatory requirements and industry standards within underwriting practices.

Required and Preferred Qualifications

Required:

• 5+ years of experience in underwriting, with at least 2 years in a managerial capacity.
• Strong understanding of underwriting principles, risk assessment, and insurance regulations.
• Proven track record of developing and implementing successful underwriting strategies.
• Excellent analytical skills, with the ability to interpret complex data and make informed decisions.

Preferred:

• Experience in specialty underwriting or in a niche insurance market.
• Relevant professional certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Commercial Underwriting (ACU).
• Knowledge of underwriting software and technology platforms.

Technical Skills and Relevant Technologies

• Proficient in underwriting software and analytics tools.
• Ability to leverage data visualization tools to communicate insights effectively.
• Familiarity with regulatory compliance software and risk management systems.

Soft Skills and Cultural Fit

• Exceptional leadership and team management skills.
• Strong verbal and written communication abilities.
• Detail-oriented with a commitment to accuracy and thoroughness.
• Proactive problem-solving skills and a strategic mindset.
• A collaborative approach to work, valuing input from diverse team members.

Benefits and Perks

Annual salary range: [$SALARY_RANGE]

Full-time offers include:

• Flexible work hours and a fully remote work environment.
• Comprehensive health benefits, including medical, dental, and vision coverage.
• 401(k) plan with company matching contributions.
• Generous paid time off policy and parental leave.
• Professional development opportunities and training stipends.

Equal Opportunity Statement

[$COMPANY_NAME] is committed to fostering a diverse and inclusive work environment. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable law.

Location

This is a fully remote position.

We encourage applicants from diverse backgrounds to apply, even if you do not meet all the qualifications listed.