Universal Insurance Holdings Inc

Universal Insurance Holdings, Inc. (UVE) is a publicly traded insurance holding company based in Fort Lauderdale, Florida, founded in 1997. The company specializes in property and casualty insurance and value-added insurance services. UVE operates through its primary subsidiaries, Universal Property and Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC). These subsidiaries offer a diverse range of insurance products including homeowners, renters, and condo unit owner insurance. UVE has built an expansive distribution network comprising over 9,000 independent agents, along with a direct-to-consumer platform named Clovered and various digital solutions that significantly enhance customer access to their insurance services.

In addition to providing comprehensive insurance coverage, Universal Insurance Holdings places a strong emphasis on leveraging technology and ensuring operational excellence within its business functions. The company has proactively invested in sophisticated data intelligence and technology-enabled distribution platforms aimed at improving customer experiences and refining the claims management process. UVE’s commitment to innovative technologies, combined with strategic partnerships in risk management and reinsurance, enables it to uphold a disciplined underwriting approach while steadily enhancing shareholder value. With a robust market presence and a proven history of resilience, UVE remains focused on identifying growth opportunities and reinforcing its position as a leader within the insurance sector.