United States onlyAs a leading bank, SouthState has been providing financial solutions to individuals, families, and businesses for more than 100 years.
SouthState team members strive to create remarkable experiences while building meaningful and lasting relationships. We are proud to be a reflection of the communities we serve, and our team members share core values that make SouthState a great place to bank, and a great place to work.
ESSENTIAL FUNCTIONS
- Review property valuations to determine acceptability of collateral regarding the following:
- SSR scores showing high risk for overvaluation along with SSR scores 4.0 or higher
- As escalated by Management, Underwriters or Appraisal Desk,
- Quality review when 2nd appraisal is requested,
- Reconsideration of value as requested.
- Any other appraisal reviews as requested.
- Communicate feedback of review within SSB LOS (Encompass).
- Assist with post-closing, insuring and audit reviews to provide appeals on collateral findings.
- Consistently meet or exceed established productivity goals.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
COMPETENCIES
- 1-3 years mortgage underwriting or mortgage collateral underwriting review
- Thorough knowledge of Agency guidelines as well as Federal and State regulations
- Strong knowledge of Appraisal tools (Collateral Underwriter, CDA, EAD, SSR, Etc.).
- Possess strong risk analysis and analytical skills.
- Work effectively in a fast paced, team environment.
- Demonstrate strong time management skills and the ability to manage workflow.
- Proficient computer skills and working knowledge of Microsoft Office products.
- Ability to communicate effectively both verbally and in writing.
- Strong customer service skills.
- Ability to multi-task.
Qualifications, Education, and Certification Requirements
- Education: High school diploma or equivalent
- Experience: Six months to one year of experience in an office environment
- Certifications/Specific Knowledge: Successful completion of in-house training program or approved outside training programs. Good understanding of the bank’s products and services.
