Flat Branch Home Loans

Flat Branch Home Loans, established in 2005, is a premier mortgage lender headquartered in Columbia, Missouri, focused on providing cost-effective home financing solutions across 30 states. The company is dedicated to helping clients navigate the complexities of the mortgage process with ease, ensuring a tailored experience that reflects each borrower's unique goals and circumstances. With a robust portfolio of loan programs, including USDA, VA, and conventional loans, Flat Branch Home Loans emphasizes low rates coupled with unparalleled customer service.

The leadership team, including President and CEO Karen Kreutziger, brings over two decades of mortgage industry expertise to the forefront of the company’s mission. Under their guidance, Flat Branch has achieved notable recognition, including being the #1 Mortgage Lender in Missouri and the leading USDA lender in the region. Their commitment to employee empowerment is exemplified by the establishment of an Employee Stock Ownership Plan (ESOP), driving an inclusive culture that benefits both staff and clients alike. Community involvement is at the core of Flat Branch’s values, fostering relationships that extend well beyond the closing table. Through initiatives such as The Giving Branch, the company actively contributes to local charities and projects aimed at improving the quality of life in the regions they serve.