Oxygen

At Oxygen, we are revolutionizing the financial landscape through groundbreaking technology. Our modern financial platform is meticulously designed for the 21st-century economy, catering to digital natives, creators, and entrepreneurs who are constantly pushing everyday boundaries. We strive to be the banking partner that truly understands how these individuals live and work by offering a seamless and intuitive user experience for both personal and business accounts, making them feel completely in their element. Oxygen was founded in 2018 and launched in January 2020 with a clear vision: to integrate banking into the 21st century by providing a seamless, all-digital experience. This approach unifies personal and business banking in a way that empowers customers and makes them feel in control of their financial lives.

Our commitment to innovation is evident in our flexible, all-in-one digital banking services. We were the first and only neobank in the U.S. to launch with both consumer and small business needs in mind from day one. This dual focus has allowed us to attract significant investment and build a rapidly growing, highly engaged customer base. Oxygen's platform, available on iOS and Android, offers features like no monthly fees, early direct deposit, simple transfers, and cashback rewards on everyday purchases. For businesses, we provide integrated solutions that are elegant, simple, and secure, enabling them to easily control their finances. This includes services like nationwide LLC incorporation and custom invoicing. Our decision to temporarily suspend banking services in early 2024 reflects our ongoing commitment to innovation and growth, as we pivot to focus on new initiatives like Oxygen Health, aiming to provide affordable solutions that empower individuals and businesses to achieve financial goals while prioritizing health and happiness. We are dedicated to building world-class solutions, particularly for small businesses and gig economy participants, who are the backbone of the U.S. economy.