OportunOP

Senior Software Engineer (R13206)

Oportun is a financial services company that provides affordable personal loans, savings tools, and credit-building credit cards, utilizing AI to serve individuals with limited or no credit history.

Oportun

Employee count: 1001-5000

India only

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

Engineering Business Unit Overview:

The charter for Foundation & Shared Library Engineering group at Oportun is to be the world-class engineering force behind our innovative products. The group plays a vital role in designing, developing, and maintaining cutting-edge software solutions that power our mission and advance) our business. We strike a balance between leveraging leading tools and developing in-house solutions to create member experiences that empower their financial independence.

Foundation and Shared Libraries Engineering team at Oportun is responsible for high quality and scalable technical execution to achieve business goals and product vision. They ensure business continuity to members by effectively managing systems and services - overseeing technical architectures and system health. In addition, they are responsible for identifying and executing on the technical roadmap that enables product vision as well as fosters member & business growth in a scalable and efficient manner.

The talented engineers in this team are dedicated to delivering and maintaining performant, elegant, and intuitive systems to our business partners and retail members. Our platform combines service-oriented platform features with sophisticated user experience and is enabled through a best-in-class (and fun to use!) automated development infrastructure. We prove that FinTech is more fun, more challenging, and in our case, more rewarding as we build technology that changes our members’ lives.

Role Overview:

As a Senior Software Engineer at Oportun, you will be a key member of our Foundations & Shared Libraries engineering team, responsible for designing, developing, and maintaining sophisticated software solutions in achieving the charter of the engineering group. Your mastery of a technical domain enables you to take up business problems and solve them with a technical solution. With your depth of expertise and leadership abilities, you will actively contribute to architectural decisions, mentor junior engineers, and collaborate closely with cross-functional teams to deliver high-quality, scalable software solutions that advance our impact in the market. This is a role where you will have the opportunity to take up responsibility in leading the technology effort – from technical requirements gathering to final successful delivery of the product - for large initiatives (cross-functional and multi-month long projects).

RESPONSIBILITIES:

  • You actively contribute to the end-to-end delivery of complex software applications, ensuring adherence to best practices and high overall quality standards.
  • You have a strong understanding of a business or system domain with sufficient knowledge & expertise around the appropriate metrics and trends. You collaborate closely with product managers, designers, and fellow engineers to understand business needs and translate them into effective software solutions.
  • You provide technical leadership and expertise, guiding the team in making sound architectural decisions and solving challenging technical problems. Your solutions anticipate scale, reliability, monitoring, integration, and extensibility.
  • You conduct code reviews and provide constructive feedback to ensure code quality, performance, and maintainability. You mentor and coach junior engineers, fostering a culture of continuous learning, growth, and technical excellence within the team.
  • You play a significant role in the ongoing evolution and refinement of current tools and applications used by the team, and drive adoption of new practices within your team.
  • You take ownership of (customer) issues, including initial troubleshooting, identification of root cause and issue escalation or resolution, while maintaining the overall reliability and performance of our systems.
  • You set the benchmark for responsiveness and ownership and overall accountability of engineering systems.
  • You independently drive and lead multiple features, contribute to (a) large project(s) and lead smaller projects. You can orchestrate work that spans multiples engineers within yourteam and keep all relevant stakeholders informed. You support your lead/EM about your work and that of the team, that they need to share with the stakeholders, including escalation of issues

RESPONSIBILITIES:

  • Typically requires a minimum 6 years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience.
  • Proven track record of delivering sophisticated software solutions with high quality.
  • Extensive proficiency in one or more programming languages, such as Java or similar.
  • Strong understanding of data structures, algorithms, and software design principles.
  • Demonstrated experience in web application development, RESTful APIs, and frontend technologies (e.g., HTML, CSS, JavaScript) is advantageous.
  • Proficiency in working with relational databases and SQL is a plus.
  • Solid grasp of version control systems, such as Github.
  • Experience with cloud technologies, preferably AWS or Azure, is highly desirable.
  • Knowledge on docker and Kubernetes
  • CI/CD process exposure
  • Good to have knowledge on automation test frameworks like Karate framework, Web driver I/O, Jira workflow
  • Proven ability to mentor and lead other engineers, fostering a collaborative and supportive work environment.
  • Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems/challenges.
  • Excellent communication and interpersonal abilities, with a track record of effectively collaborating in a team-oriented environment.

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Location requirements

Hiring timezones

India +/- 0 hours

About Oportun

Learn more about Oportun and their company culture.

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Oportun Financial Corporation is a mission-driven financial services company that leverages artificial intelligence and machine learning to provide inclusive and affordable financial services. Founded in 2005, originally as Progreso Financiero, the company aims to empower its members, particularly those with limited or no credit history, to build a better financial future. Oportun's core offerings include personal loans, auto loans, credit cards, and savings and budgeting tools. The company operates with a digital-first approach, utilizing its online platform and mobile app to make its services accessible.

Oportun's business model is centered around a holistic concept of financial inclusion for underserved consumers. It utilizes AI-driven models, built on over 15 years of proprietary consumer insights and billions of data points, to assess creditworthiness beyond traditional FICO scores. This allows Oportun to serve individuals who might otherwise be excluded from mainstream financial services. The company emphasizes responsible lending practices and transparency, offering services in both English and Spanish to cater to a diverse customer base. Since its inception, Oportun has provided billions of dollars in credit and has helped millions of customers establish or build their credit history. Recognized for its commitment to community development, Oportun has been certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury since 2009. The company went public in September 2019 and is traded on the Nasdaq Stock Market under the ticker symbol OPRT. Oportun is headquartered in San Carlos, California, and has expanded its services across numerous U.S. states.

Employee benefits

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Bonus and incentive programs

To recognize top performers.

Remote work options

Available for many positions.

Paid time off

To help team recharge or give back.

Life Insurance

Oportun Benefits include Life Insurance.

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Oportun hiring Senior Software Engineer (R13206) • Remote (Work from Home) | Himalayas