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NMINM

Senior Product Manager

NMI is a global leader in embedded payments, offering a comprehensive platform for merchant acquiring, underwriting, onboarding, and payment gateway technology, processing over $200 billion annually.

NMI

Employee count: 201-500

Salary: 100k-140k USD

United States only

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We are seeking a Product Manager focused on Billing Invoicing to own the strategy, roadmap, and delivery of a unified billing approach across our product portfolio whilst maintaining existing solutions. This role will lead the evolution of our billing capabilities through a new billing engine and a single customer billing view. You will be improving billing accuracy, invoice clarity, reconciliation outcomes, operational efficiency, and trust in billing data for both customers and internal teams.

As a Product Manager, you will apply strong discovery and product judgement to define what we build and why. This includes conducting market and competitive research, gathering voice-of-customer and stakeholder insights, identifying problems and opportunities, and translating them into a clear product strategy with measurable outcomes. You will partner closely with Engineering, Finance, Data, Customer Operations, Legal/Compliance, and Marketing teams to shape requirements, prioritize delivery, and manage trade-offs across customer experience, commercial needs, and risk and control considerations.

You will also drive end-to-end execution: defining and communicating releases, ensuring operational readiness, coordinating enablement and training, and supporting launches with clear documentation and stakeholder communications. The role includes guiding the consolidation of existing billing workflows into the unified model, defining migration approaches and sequencing, and monitoring performance post-launch to drive continuous improvement. Success will be demonstrated through measurable outcomes such as billing capabilities that enhance customer experience, limited billing exceptions and disputes, and a scalable foundation that supports future growth and evolving pricing models.

About Us

We enable our partners with choice, and challenge the one-size-fits-all approach to payment. You’ve probably used NMI in the last 24 hours without even realizing it. We’re the platform that powers success for innovative tech created by SMBs, entrepreneurs and fintech startups. We’re creative problem solvers who help visionaries smash through boundaries and think beyond what’s possible so they can think about what’s next. But we’re not just built for the tech savvy. We democratize the latest payments technology so that everyone can realize the benefits of easy payments across the full spectrum of commerce. We’re all about enabling more payments in more ways and more places.

We believe that having a diverse group of employees strengthens both our work and our workplace. We’re focused on making NMI more diverse and welcoming with initiatives like having a dedicated Diversity, Equity Inclusion action group, diversity goals for hiring, anonymized resume screening, affinity groups such as our Women's network and LGBTQ+ Network, open forums for discussions on diversity and social justice, and measuring inclusion and belonging as part of our regular employee engagement surveys.

Key Responsibilities

  • Own the Billing Invoicing strategy and roadmap for a unified billing approach across the product portfolio, covering fee calculation, invoicing, credits/adjustments, residuals and reconciliation.
  • Lead discovery across the payments ecosystem to gather insights from merchants/partners and internal commercial teams. Similarly incorporate competitive/market research and product insights to identify friction, risk, and growth opportunities.
  • Define and maintain clear product requirements for payments billing use cases, such as pricing and fee schedules, tiered/volume pricing, minimums, pass-through fees, commissions, one-time fees, credits/refunds, feature bundling, and exception handling.
  • Partner with Engineering to deliver the new billing engine and single customer billing view, ensuring a robust model that supports payments artefacts (e.g., transaction/event lineage, product/merchant hierarchy, and traceability from source events to invoice lines).
  • Guide consolidation of existing billing workflows into the unified model, including migration planning, phased rollout, and cutover readiness, with a focus on billing continuity and customer impact.
  • Work closely with stakeholders to ensure correct application of tax rules, enabling compliant invoicing, accurate reporting, and clear auditability.
  • Encourage governance and controls that reduce commercial and financial risk such as pricing change discipline, approvals, audit trails, and tooling/monitoring to surface revenue leakage, and invoicing defects early.
  • Drive launches and adoption that include release planning, documentation, enablement for internal teams, and operational runbooks for billing cycles, exception management, and customer queries.
  • Monitor and improve outcomes using payments-relevant metrics such as billing accuracy, dispute/credit volumes, invoice timeliness, reconciliation variance, support contact drivers, and revenue optimization.
  • Act as the Billing domain SME, aligning stakeholders across Engineering, Finance, Sales, Legal/Compliance, and Marketing on changes that affect pricing, fees, customer communications, and financial reporting inputs.
  • Define and evolve hybrid billing capabilities - including SaaS subscriptions, usage-based models, and bundled offerings - ensuring the unified billing engine can support flexible pricing constructs and deliver clear, accurate, and explainable charges to customers.

Requirements

  • Over five years experience as a Product Manager delivering end-to-end outcomes (discovery, delivery, launch, iteration) in a cross-functional environment.
  • Strong domain experience in payments and billing, such as merchant acquiring/gateway models, transaction-based fees, residuals/commissions, blended/interchange-plus pricing constructs, partner/channel billing, and invoicing/reconciliation workflows.
  • Track record leading complex platform initiatives (consolidation, migrations, or core workflow redesigns) in environments where accuracy, auditability, and operational resilience are critical.
  • Strong technical fluency: able to work with Engineering on APIs, integrations, data models, data analysis, event style thinking, and non-functional requirements (reliability, scalability, security, observability).
  • Data-driven approach to diagnosing and preventing billing issues typical in payments, and to measuring product performance.
  • Excellent stakeholder management and communication skills, with experience partnering across Engineering, Finance, Support, Legal/Compliance, Sales, and partner facing teams.
  • Strong written communication skills for PRDs, user stories, release notes, enablement materials, and operational documentation.
  • Preferred: Bachelor’s degree (or equivalent practical experience) in a relevant field (e.g., business, economics, computer science, engineering).

We Offer:

  • Competitive salary + bonus
  • A remote first culture!
  • Flex PTO
  • Health, Dental and Vision Insurance
  • 13 Paid Holidays
  • Company volunteer days

Do you feel like you have a slightly out of the ordinary career path or history? We are open to all walks of life and very willing to hear your story. Please don’t feel like this should be a barrier to securing a great career at NMI! We appreciate success can come in all shapes and sizes. Fill in the ‘Additional Info’ box on our application to tell us more about your path.

Equal Opportunity

NMI is committed to providing equal employment opportunity for all persons regardless of race, color, religion, sex, age, marital status, national origin, sexual orientation or sexual identity, genetic information, citizen status (except those that do not have the legal right to be employed in the United States), disability, military service, service member, veteran status, or any other basis protected by applicable law.

Please be aware that all offers of employment are made subject to receipt of satisfactory background and financial checks.

Please be aware that NMI does not operate a license for the sponsorship of those who are not already eligible to work within the US. Unfortunately, therefore we cannot process any application from individuals unable to provide documentary evidence of their eligibility to commence work in the US.

Salary range, depending on experience:
$100,000$140,000 USD

About the job

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Job type

Full Time

Experience level

Senior

Salary

Salary: 100k-140k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About NMI

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At NMI, we are at the forefront of revolutionizing the payments industry through groundbreaking technology. Our mission is to empower Independent Sales Organizations (ISOs), software vendors, and payment professionals by providing them with the tools and infrastructure needed to thrive in the ever-evolving fintech landscape. We are a global leader in embedded payments, processing over $200 billion in payment volumes annually. This significant market presence underscores our capability to deliver seamless and innovative payment solutions on a massive scale. Our core philosophy centers on constant innovation and modularity, enabling our partners to stay ahead of the curve. We offer a comprehensive, modular payment acceptance platform that allows for extensive customization, ensuring that our partners can tailor their payment stacks to meet their precise requirements.

Our technological prowess is evident in our industry-leading payment gateway technology and our seamless merchant acquiring, underwriting, onboarding, and management platform. These capabilities empower our partners across the entire payments ecosystem, allowing them to deliver frictionless payment solutions to their customers. We understand that the future of payments lies in flexibility and choice, which is why our solutions support transactions wherever and however consumers want to pay – whether it's online, in-store, in-app, mobile, or via unattended terminals. We are committed to simplifying the complexities of payment processing by offering a unified platform that integrates multiple services, from merchant sign-up and underwriting to transaction switching and payout capabilities. This holistic approach not only enhances operational efficiency for our partners but also creates more value for their merchants. Our technology stack is designed with developers in mind, featuring simple, flexible APIs and SDKs that facilitate easy integration into any software platform or payment solution. Through continuous innovation and a commitment to providing a modern tech stack, NMI is dedicated to powering the next era of payments and helping our partners succeed.

Employee benefits

Learn about the employee benefits and perks provided at NMI.

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Some meals provided

NMI provides some meals for its employees.

Fitness stipend

NMI offers a fitness stipend to its employees.

Enhanced Maternity & Parental Pay

NMI provides enhanced maternity and parental pay.

Onsite gym

An onsite gym is available at some NMI locations.

View NMI's employee benefits
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