Microf

At Microf, we are at the forefront of revolutionizing the home improvement financing industry through our innovative technology and forward-thinking approach. Established in 2010, our primary mission is to provide groundbreaking lease-to-own and financing solutions for residential HVAC and water heater systems. We recognized a critical gap in the market for consumers with challenged credit who were often left without viable options for essential home comfort. Through our proprietary technology platform, we have engineered a streamlined and efficient application process, enabling near-real-time pre-approval decisions. This technological advancement allows our extensive network of contractors to serve a broader customer base, closing more sales and fostering business growth. Our platform is not just a financing tool; it's a comprehensive service that empowers our partners and provides homeowners with the comfort and security they deserve.

Our innovation extends beyond just our financing products. We are deeply invested in creating a seamless, technology-driven experience for both our contractors and the end consumers. By leveraging sophisticated data analytics and a robust, scalable infrastructure, we continuously refine our offerings to meet the evolving demands of the market. Microf's commitment to technological excellence ensures that our partners have the tools they need to succeed, including a user-friendly dealer portal for application submission and tracking. We are dedicated to a future where financial constraints do not prevent families from living in comfortable and safe environments. Through our relentless focus on innovation, we are not just a finance company; we are a technology partner dedicated to restoring comfort and peace of mind to homeowners across the nation, pioneering a new era of accessibility in home improvement.