Mercury InsuranceMI

Prop Claims Examiner II - Wind & Hail

Mercury Insurance is a top provider of auto and home insurance in California, renowned for competitive rates and excellent service.

Mercury Insurance

Employee count: 1001-5000

Salary: 61k-131k USD

United States only

Overview

Position Summary:

If you’re passionate about helping people restore their lives when the unexpected happens to their homes and providing the best customer experience, then our Mercury Insurance Property Claims team could be the place for you!

Upon completion of the training program, ideal candidates will transition into a property claims Examiner adjusting position, collaborating with vendors, and/or virtually inspecting and estimating losses damaged by fire, water, weather, or other unexpected events.

The Property Claims Examiner will apply knowledge of current Company policies, applicable regulatory standards, and procedures to investigate, evaluate and settle moderate Homeowner's property claims in a timely and efficient manner as to prevent unnecessary expense to the Company and policyholders, and provide exceptional service to our customers.

Geo-Salary Information

State specific pay scales for this role are as follows:

$74,955 to $130,915(CA, NJ, NY, WA, HI, AK, MD, CT, RI, MA)

$68,141 to $119,013 (NV, OR, AZ, CO, WY, TX, ND, MN, MO, IL, WI, FL, GA, MI, OH, VA, PA, DE, VT, NH, ME)

$61,327 to $107,112 (UT, ID, MT, NM, SD, NE, KS, OK, IA, AR, LA, MS, AL, TN, KY, IN, SC, NC, WV)

The expected base salary for this position will vary depending on a number of factors, including relevant experience, skills and location.

Responsibilities

Essential Job Functions:

• Investigate and resolve Homeowners claims of moderate complexity in a prompt and efficient manner. Document with photographs, measurements, recorded interviews as needed, write a repair estimate to capture damages, and complete thorough file notes.

• Ability to use imagery and advanced video technology to collaborate with onsite vendors and insureds to identify damage and write damage estimates from a virtual setting.

• Compare facts gathered during the investigation against the policy to determine coverage of claim; extend or deny coverage as appropriate.

• Establishes reserve amounts within prescribed settlement authority limit and negotiates settlement of claims; recommends claims which exceed personal authority limit to supervisor for approval.

• Responsible for effectively and timely communicating with insureds and /or their representatives to resolve issues and ensure customer satisfaction. This includes timely response to phone calls, emails, texts, written communication, and adherence to Department of Insurance requirements.

• Prioritizes own responsibilities and effectively manages claims workload to regularly monitor progress and expenses to properly resolve inventory to conclusion.

• At times may direct, monitor, and review files handled by independent adjusters to conclusion.

• Other functions may be assigned

Qualifications

Education:

• Bachelor’s degree preferred or equivalent combination of education and experience.

• Ability to obtain state specific property claims licensing, as required.

• Must successfully participate and complete formal property claims training program that may take place in person, virtually, or a combination of both

Experience:

• Have prior experience using estimating software like Xactimate.

• Experience in a related field: property claims experience, customer service environment, construction, restoration, mitigation

• Are known for clear and professional communication, both written and verbal

• Are bilingual and/or have prior military experience is a plus

• 3-5+ years equivalent industry experience is preferred

Knowledge and Skills:

As a Property Claims Examiner 2, you will:

• Possess the ability to work independently with limited or no supervision over daily activities required to successfully investigate, evaluate, write damage estimates, negotiate, and resolve property claims

• Have a passion for outstanding customer service

• Make quality decisions based upon a mixture of analysis, wisdom, experience, and judgment, including the ability to negotiate.

• Be comfortable with and adaptable to new technology and business tools

• Be able to seamlessly transition between various methods of inspection, including video, or photo, to write a damage estimate:

• Possess strong organizational, time management, and prioritization skills to handle varying workloads due to seasonal volume changes and catastrophes.

• Be able and willing to work flexible work shifts and may be asked to work overtime, as needs arise.

About the Company

Why choose a career at Mercury?

At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help others. Everyone needs insurance and we can’t imagine a world without it.

Our team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.

We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a variety of benefits to help our team members reach their health, retirement, and professional goals.

Learn more about us here: https://www.mercuryinsurance.com/about/careers

Perks and Benefits

We offer many great benefits, including:

  • Competitive compensation
  • Flexibility to work from anywhere in the United States for most positions
  • Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
  • Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
  • Medical, dental, vision, life, and pet insurance
  • 401 (k) retirement savings plan with company match
  • Engaging work environment
  • Promotional opportunities
  • Education assistance
  • Professional and personal development opportunities
  • Company recognition program
  • Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more

Mercury Insurance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by federal, state, or local law.

Pay Range

USD $74,955.00 - USD $130,915.00 /Yr.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Mid-level

Salary

Salary: 61k-131k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Mercury Insurance

Learn more about Mercury Insurance and their company culture.

View company profile

Mercury Insurance Services, LLC is a leading insurance provider in California, established in 1961 by George Joseph. The company is renowned for its commitment to offering competitive insurance rates and exceptional customer service. Mercury specializes in providing auto, home, renters, and business insurance. One of the company's standout features is its dedication to helping customers save money; statistics show that Californians save an average of $1,008 annually with Mercury Auto Insurance. This impressive figure highlights the company's effectiveness in creating tailored insurance solutions for a diverse clientele.

As a key player in the insurance industry, Mercury is recognized as one of the largest private passenger automobile insurers in California, with over $4.5 billion in total assets and more than 4,500 employees. The company operates through a robust network of over 8,000 independent agents, ensuring personalized service and access to comprehensive coverage options. The company's claims process stands out for its 24/7 availability, allowing customers to file claims at any time. Additionally, Mercury guarantees any repairs completed by authorized repair shops, demonstrating its commitment to quality and customer satisfaction.

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Mercury Insurance hiring Prop Claims Examiner II - Wind & Hail • Remote (Work from Home) | Himalayas