JMAC Lending

At JMAC Lending, we've been dedicated to enhancing the client experience for over 28 years. Our journey began in 1997 when our founder and President, Christina Pham, was presented with the opportunity to run a branch of ComUnity Lending. She agreed, with the condition that she could choose the name, and thus JMAC was born, an acronym from the first letters of her children's names: Jason, Melinda, Anthony, and Christopher. From these humble beginnings, we've grown into one of the industry's leading wholesale and correspondent lenders. Our core philosophy is simple: our clients deserve better products and service. This belief drives us to deliver unique and innovative mortgage products, exceptional client service and support, superior pricing, and an unwavering dedication to helping our partners grow their businesses.

We pride ourselves on going beyond current market options to be the go-to lender of choice for our clients. We see ourselves as the future of wholesale and correspondent lending. Our mission is to create and deliver this future alongside our valued partners – our customers, investors, and employees. We exist to help our partners achieve their goals, and our ability to create value for all JMAC stakeholders is fueled by a business culture rooted in our core values: Trust, Teamwork, and Integrity. We are committed to empowering our partners and driving business growth together. Our team is comprised of professionals with distinguished credentials who engage in continuous learning, ensuring a perfect blend of knowledge and expertise. Built on a foundation of ethical integrity, we efficiently and skillfully deliver competitive product pricing for both wholesale and correspondent lending, always prioritizing our clients' needs. We offer a full lineup of Jumbo, Non-QM, Conforming, Government, and Investor DSCR products, aiming to be your single source for mortgage solutions.