Senior Compliance Manager, Canada

Who are we?

We are a fast-growing private Electronic Money Institution (EMI) headquartered in the UK, focused on delivering innovative digital payment solutions to individuals and businesses across the globe. As an FCA-regulated service, Interpolitan offers a full suite of transactional banking solutions. With a focus on serving overseas clients, Interpolitan offers simple and fast account opening for clients from 160+ countries.

By embracing advanced transaction banking solutions, accounts are usually opened within 24 hours, whereas legacy banks can take up to three months to process requests and too often decline accounts – we understand the need for swift and secure operations. As we expand, we are committed to maintaining the highest standards of compliance and regulatory integrity. We are currently seeking a knowledgeable and proactive Senior Compliance Manager to work alongside our CRO and global Compliance team to lead our domestic AML/ATF efforts and ensure we remain compliant with all relevant domestic laws and regulations.

At Interpolitan we remain a culture first organisation – one that finds direction in strategy but is driven by people. This approach enabled us to deliver consistent organic revenue growth and leading levels of client and employee satisfaction. Our unique approach has attracted investment from highly respected individuals and entrepreneurs. Since our inception in 2009, our business has grown over 50% year-on-year. Today, we’re transacting a billion dollars a year. Throughout our journey, there’s one thing that has consistently set us apart – our people!

We’re passionate about providing talented individuals with life-changing career opportunities and giving them the tools and support they need to fully take advantage of them.

What You’ll Be Doing:

• Lead Regulatory Licensing Efforts: Support the licensing process to obtain approvals for operating as a Money Services Business (MSB) in Canada, including registration with FINTRAC, RPAA requirements and other relevant provincial or federal regulators and legislations.
• Build the Compliance Function: Establish and develop a robust compliance framework tailored to Canadian requirements, including Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and ongoing regulatory reporting obligations.
• Policy and Procedure Development: Review and adapt existing global policies to align with Canadian financial services regulations, including compliance with PIPEDA (Personal Information Protection and Electronic Documents Act) and sector-specific guidance.
• Regulatory Relationship Management: Develop and manage working relationships with Canadian regulatory bodies such as FINTRAC, OSFI, and other provincial regulators as applicable.
• Partner Onboarding & Due Diligence: Work closely with Canadian banking partners and other financial institutions to manage onboarding, KYC, and Enhanced Due Diligence (EDD) processes.
• Monitoring: Monitor and analyse customer transactions to identify suspicious activity and prepare STRs (Suspicious Transaction Reports) to FINTRAC.
• Data Protection Oversight: Ensure data privacy policies meet Canadian standards and legal obligations under PIPEDA and support cross-border data governance frameworks.
• Group Compliance Coordination: Liaise with global compliance counterparts to ensure alignment with group-level compliance strategy while addressing local Canadian regulatory expectations.
• Operationalization: Translate approved compliance and governance policies into actionable, auditable procedures tailored to Canadian operations.
• Regulatory Reporting: Coordinate and deliver all regulatory reports and filings required by FINTRAC and other authorities, ensuring accurate and timely submission.
• Training & Awareness: Deliver tailored AML/CTF and data protection training programs to Canadian employees and any cross-border staff engaged in Canadian operations.
• Risk Committee Engagement: Represent the Canadian entity in group-level risk discussions, ensuring the region’s needs are reflected in global strategy and contributing to regulatory horizon scanning.
• Product Compliance Advisory: Act as a compliance subject matter expert, supporting the launch of new products and services in Canada, ensuring alignment with local regulatory requirements.
• Expansion Licensing: Lead any additional regulatory applications needed to expand product offerings across provinces or into new verticals.
• Audit & Controls Oversight: Identify and engage with an appropriate Canadian audit firm to conduct annual AML audits and oversee the implementation of audit findings.
• Systems & Controls Management: Design and maintain compliance systems and controls that meet Canadian regulatory requirements while aligning with the global risk appetite.
• Reporting & Governance: Develop and deliver insightful compliance and risk reports to Canadian and global leadership, ensuring transparency and effective oversight.

Requirements

• Minimum 7 years of experience in AML compliance, preferably in fintech, payments, banking or PSP environments.
• Strong knowledge of Canadian AML/ATF laws, FINTRAC regulations, and global regulatory frameworks.
• CAMS or equivalent certification preferred.
• Excellent analytical, investigative, and communication skills.
• Experience working with AML monitoring systems and compliance tools.
• Ability to work independently and manage multiple priorities in a dynamic, fast-paced environment, with the flexibility to handle both detailed tasks and lead high-level strategic initiatives.
• Willingness and ability to establish Compliance and Risk functions from the ground up.
• Skilled at conveying complex legal concepts to business and technical teams in a clear and concise manner.

Benefits

• Attractive base salary
• Employee Health and Dental Benefits
• ESOP Participation
• Opportunity to learn and develop new skills
• Quarterly team celebrations
• Compulsory Birthday off