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HowdenHO

Claims Examiner - Construction Defect

Howden Group Holdings is a leading global insurance group focused on employee ownership and expert client service.

Howden

Employee count: 5000+

Salary: 100k-120k USD

United States only

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At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world.

The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

DUAL North America, Inc. is seeking a

Claims Examiner - Construction Defect

Classification: Exempt/Full-time

• Reports to: Claims Manager

• Travel: 0-10%

• Salary/hourly: $100,000.00-$120,000.00

Role overview

DUAL North America is seeking a Casualty Examiner for the Construction Defect Claims team.

At DUAL, Casualty Examiners play a critical role in managing and resolving insurance claims with accuracy and efficiency, while complying with state regulatory requirements. In this role, you will investigate claims, analyze policy coverages, and collaborate with internal and external stakeholders to ensure claim resolution.

Supporting the Construction Defect Claims team, you will independently manage low to moderate exposure claims involving alleged defects in residential and commercial construction.

Role responsibilities

  • Initiate timely contact with all relevant parties upon claim assignment
  • Handle low to moderate exposure construction defect claims involving residential and commercial projects.
  • Analyze insurance policies to determine applicable coverage
  • Draft and issues coverage position letters

• Negotiate settlements

  • Ensure all claim activities comply with DOI regulations and internal policies
  • Retain and coordinate with defense counsel and experts while managing litigation plans and budgets to ensure effective case resolution
  • Maintain timely, accurate, and complete documentation of all claim activities and decisions
  • Collaborate with underwriting, and internal teams to share insights and coordinate claim strategies
  • Provide feedback to business partners to support continuous improvement in claims handling

Key requirements

• Bachelor’s degree preferred

  • Professional designations (CPCU, SCLA, AIC, JD) are a plus
  • 2-7 years of construction defect claims experience is preferred with consistent high level of performance and achievement
  • Must be licensed or have the ability to become licensed in all required states
  • Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
  • Knowledge of industry trends and legal developments affecting claims handling
  • Ability to manage multiple claims and competing priorities
  • Ability to adapt to evolving regulatory and legal environments
  • Complete assigned tasks correctly, on time and able to learn quickly
  • Self-motivated and demonstrating attention to detail
  • Be able to work independently for extended periods
  • Excellent written and verbal communication skills as well as general business understanding
  • Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment
  • If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team.

What we offer:
A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.

We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

EEO Statement:
We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Mid-level

Salary

Salary: 100k-120k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Howden

Learn more about Howden and their company culture.

View company profile

Howden is a global insurance group with employee ownership at its heart. We are committed to providing our clients with the expertise required to adapt and thrive in a changing world. Since our inception in 1994, we have grown exponentially, now managing approximately $42 billion of premiums for our clients. Howden's success is attributed to continuously challenging the status quo of the insurance industry.

With a focus on building strong relationships, we ensure that our clients receive tailored solutions that are suited to their specific needs. Our culture of employee ownership encourages every team member to invest in the success of the client and the company, fostering a sense of responsibility and dedication. As we expand globally, our aim remains to empower individuals and businesses, helping them navigate risks while identifying opportunities to grow. Howden stands out in the crowded insurance sector due to our unique approach and deep understanding of localized markets, aligning our operations with the locality of our clients.

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Howden

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Howden hiring Claims Examiner - Construction Defect • Remote (Work from Home) | Himalayas