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EarnestEA

Staff Software Engineer

Earnest is a technology-enabled fintech lender headquartered in San Francisco, California, that offers a range of education financing products tailored to the unique needs of its clients.

Earnest

Employee count: 201-500

Salary: 226k-226k USD

United States only

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Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision.

Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together.

Earnest LLC – Oakland, CA

Title: Staff Software Engineer

Duties:

  • The Staff Software Engineer at Earnest in Oakland, CA will lead the technical direction of
    engineering teams to revolutionize consumer lending, automating the loan approval process and
    orchestrating large-scale financial transactions.
  • This role involves building customer-facing software products using Node.js, TypeScript, React/Redux, Angular, Sequelize, PostgreSQL, and Docker, while
    ensuring high code quality through comprehensive unit and integration testing with Mocha, Chai, and Sinon.
  • The Staff Software Engineer will document technical designs using Confluence, employing proven software design principles and diagrams, and troubleshoot defects using debugging, log
    analysis via Splunk, and tools like FullStory for user session replay.
  • This position also drives the architectural direction, sets technical standards, and leads agile processes, including daily standups, sprint reviews, and planning sessions. Collaboration with Product Managers and Engineers is essential to refine product requirements in JIRA, provide technical feedback, and recommend solutions that optimize speed, customer experience, and cost savings.
  • Additionally, the role includes mentoring engineers, providing feedback through GitHub and pair programming, and offering operational support by participating in on-call rotations to respond to system alerts using tools such as Splunk, New Relic, and AWS CloudWatch.

Position is 100% remote.

Requirements:

  • Bachelor's degree in Computer Science, Computer Engineering, or a closely related
    field, plus 3 years ofexperience as a software developer or related occupation.
  • The 3 years of experience must include 2 years of experience with each of the following:
    • Server-side concepts, including micro-services, databases, caching, performance, monitoring, and scalability;
    • NodeJS;
    • TypeScript and JavaScript;
    • Front end frameworks, including React or Angular;
    • AWS or other cloud-based infrastructure;
    • PostgreSQL;
    • Docker and container services;
    • Testing frameworks, including Mocha, Chai and Sinon; and
    • Working with CI/CD pipelines, including Jenkins and Github Actions.

This notice is subject to Earnest LLC's employee referral program.

Interested candidates can online atwww.earnest.com/careers [earnest.com]or send a resume to directrecruiting@earnest.comandreferencejobcode041.ContactChaynaEnoat people@earnest.comif you have questions or need information about this application.

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future.

Pay Range
$225,843—$225,843 USD

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

  • Health, Dental, & Vision benefits plus savings plans
  • Mac computers + work-from-home stipend to set up your home office
  • Monthly internet and phone reimbursement
  • Employee Stock Purchase Plan
  • Restricted Stock Units (RSUs)
  • 401(k) plan to help you save for retirement plus a company match
  • Robust tuition reimbursement program
  • $1,000 travel perk on each Earnie-versary to anywhere in the world
  • Competitive days of annual PTO
  • Competitive parental leave

What Makes an Earnie:

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

  • Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
  • Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
  • Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.
  • Lead Together: Our success comes from how we work together. Leadership is not about titles—it is about action. We take ownership, drive results, and move forward as a team.
  • Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 226k-226k USD

Education

Bachelor degree

Experience

3 years minimum

Location requirements

Hiring timezones

United States +/- 0 hours

About Earnest

Learn more about Earnest and their company culture.

View company profile

Earnest is a technology-enabled fintech lender headquartered in San Francisco, California, that offers a range of education financing products tailored to the unique needs of its clients. Since its founding in 2013, Earnest has focused on making higher education both accessible and affordable for everyone. The company provides private student loans, student loan refinancing, and personal loans, specializing in low-interest rates based on individual financial profiles rather than solely on credit scores. The company’s approach is characterized by merit-based lending, which evaluates a borrower's entire financial situation, including education, employment history, and income potential.

Earnest empowers its clients by offering customizable loan terms and providing tools that allow borrowers to manage their loans effectively. As of now, Earnest has helped over 293,000 clients, refinancing more than $19.6 billion in student loans, making it a key player in the financial technology landscape. The company emphasizes client happiness, with an in-house team available to assist clients through the application process and to provide ongoing support. A founding member of the Fintech Equality Coalition, Earnest is committed to fostering a more equitable financial ecosystem, ensuring that everyone has access to essential financial resources.

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Earnest

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