Credit Acceptance hiring Software Engineer II, Originations • Remote (Work from Home) | Himalayas
Credit AcceptanceCA

Software Engineer II, Originations

Credit Acceptance Corporation provides innovative auto financing solutions, primarily targeting consumers with bad or no credit histories through a vast dealer network.

Credit Acceptance

Employee count: 1001-5000

Salary: 106k-176k USD

United States only

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

Outcomes and Activities:

  • This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member

  • Design and develop software and improve existing code

  • Write unit-tests and validate your software against acceptance criteria

  • Apply team coding, documenting and testing standards

  • Conduct impact analysis to proactively identify impact of a change within an application

  • Participate in code reviews and communicate application changes

  • Document code and projects so others can easily understand, maintain and support

  • Debug the problems which arise in production and propose effective solutions

  • Read and write design documents

  • Learn the business process domain to better support the business

  • Contribute to team's sprint commitments and actively participate in our Agile practices

  • Contribute to continuous learning activities to improve design and code quality as well as to increase application domain knowledge

  • Guide and aid less experienced software engineers

Competencies: The following items detail how you will be successful in this role.

  • Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.

  • Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.

  • One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.

  • Owner’s Mindset: Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.

Requirements:

  • Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience

  • Minimum 2 years of software engineering experience or comparable depth of experience

  • Use of one or more object-oriented programming languages and design patterns

  • Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall

  • Willingness to participate in an on-call rotation

Preferred:

  • Advanced understanding of IDEs and have the ability to navigate through them quickly.

  • In-depth understanding of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, Jenkins and Bitbucket preferred

  • Experience in API security, analytics, throttling, caching, logging, request and response modifications

  • Experience in creating REST API documentation using Swagger or similar tools desirable

  • Ability to use DDL to create database objects and relationships and construct advanced queries

  • Financial services industry experience

Knowledge and Skills:

  • Show initiative and offer assistance when needed

  • Be introspective and open to feedback to continuously improve. Prioritize personal development and identify potential barriers

  • Be collaborative with other team members, seeking a diversity of thought to meet business outcomes

  • Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership

Target Compensation: A competitive base salary range from $105,602 - $176,004. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego.

INDENGLP

#zip

Benefits

  • Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

  • Positive by maintaining resiliency and focusing on solutions
  • Respectful by collaborating and actively listening
  • Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
  • Direct by effectively communicating and conveying courage
  • Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

  • Remain compliant with our policies processes and legal guidelines
  • All other duties as assigned
  • Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S.

We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Mid-level

Salary

Salary: 106k-176k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Credit Acceptance

Learn more about Credit Acceptance and their company culture.

View company profile

Credit Acceptance Corporation is a prominent auto finance company, established in 1972, that has been dedicated to offering financing solutions to consumers and automobile dealers. Our primary goal is to help individuals with poor or no credit histories gain access to vehicle financing. Through our comprehensive programs, we collaborate with a robust network of over 15,000 dealers across the United States, enabling thousands of consumers to own vehicles and improve their financial situations. Notably, we have financed more than 4 million consumers, reflecting our commitment to driving possibility for car buyers everywhere.

At Credit Acceptance, we pride ourselves not just on our services but also on our values and corporate culture. We prioritize transparency, customer service, and the financial well-being of our clients. Our team is committed to helping customers navigate their financial journeys with respect and understanding. Additionally, we support our team members with a workplace celebrated as one of the Best Companies to Work For by Fortune. As we continue to grow in our mission, we remain focused on providing innovative auto financing solutions that empower both dealers and consumers while contributing positively to the communities we serve.

Claim this profileCredit Acceptance logoCA

Credit Acceptance

View company profile

Similar remote jobs

Here are other jobs you might want to apply for.

View all remote jobs

26 remote jobs at Credit Acceptance

Explore the variety of open remote roles at Credit Acceptance, offering flexible work options across multiple disciplines and skill levels.

View all jobs at Credit Acceptance

Remote companies like Credit Acceptance

Find your next opportunity by exploring profiles of companies that are similar to Credit Acceptance. Compare culture, benefits, and job openings on Himalayas.

View all companies

Find your dream job

Sign up now and join over 85,000 remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan