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Braviant Holdings, IncBI

Fraud & Verification Analytics, Lead

Braviant Holdings is a leading provider of tech-enabled credit products and services for underbanked consumers, utilizing advanced analytics and proprietary technology to offer accessible online lending solutions.

Braviant Holdings, Inc

Employee count: 51-200

Salary: 130k-160k USD

United States only

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Please note: while we appreciate interest from all applicants, Braviant Holdings is unable to sponsor visas at this time.

Who We Are:

Founded in 2015 and based in Chicago, IL, privately held Braviant Holdings, Inc is a leading provider
of tech- enabled credit products which combine breakthrough technology and cutting-edge machine
learning to transform how people access credit online. The Company’s next-generation approach to lending
reduces credit barriers and creates a Path to Prime® helping millions of underbanked consumers build credit
history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been
named multiple times to the Inc. 5000 list of fastest growing private companies and has been
recognized as a Best Place to Work.

Position Summary:

Reporting to the Chief Growth & Strategy Officer, the Fraud Analytics Lead role is a compelling
opportunity for a data-driven professional with strong expertise to design and execute fraud and risk
mitigation strategies. The successful candidate will leverage advanced analytics to optimize business
operations and develop proactive fraud prevention solutions. This role requires a combination of
critical thinking, technical expertise, and the ability to collaborate with partners across Operations,
Credit, Technology and Compliance to identify, mitigate, and solve complex business challenges.

What you’ll be doing:

  • Monitor applications, transactions, and customer activity to detect and prevent fraud and identity risks such as synthetic identities, account takeovers, and first-party fraud.
  • Apply machine learning models and statistical techniques to enhance fraud detection and prevention capabilities.
  • Access and manage fraud and verification tools and data providers to ensure effectiveness and ROI
  • Develop and maintain dashboards to track key fraud and risk performance metrics
  • Stay current on industry best practices, regulatory requirements, and emerging technologies in online-lending fraud prevention
  • Partner with Operations, Credit, Technology and Compliance to align fraud strategies with enterprise objectives

What you’ll bring:

  • Degree in Data Science, Applied Mathematics, Statistics, Economics, Computer Science or a related field
  • 4-6 years of experience in fraud analytics, data science, or a related field within FinTech or online lending space.
  • Advanced proficiency in Python for programming, data analysis, and predictive modeling
  • Proficiency in SQL, Excel and experience with data visualization tools
  • Knowledge of optimization, stochastic processes, experimental design and A/B testing
  • Strong knowledge of various fraud typologies impacting online financial services, relevant regulatory requirements and compliance framework
  • Passion for keeping your skills up to date and exploring new methodologies
  • The ability to distill complex problems and analysis into a clear and concise narrative

Benefits and Perks

• Medical benefits paid by employer/employee split of 80/20
• Dental and Vision covered at zero cost to you for employee only coverage
• PTO, Sick and Floating Holidays
• 14 Company Holidays
• Participation in the Company Profits Interest Units long term incentive plan
• Remote work environment
• Internet stipend
• Team and company events/get togethers
Braviant is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, or any other characteristic protected by applicable law

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior
Manager

Salary

Salary: 130k-160k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Braviant Holdings, Inc

Learn more about Braviant Holdings, Inc and their company culture.

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Braviant Holdings is a financial technology company dedicated to providing tech-enabled credit products and services for underbanked consumers. The company leverages a sophisticated, customer-centric approach to lending, driven by a team of experienced technologists, data scientists, and fintech veterans. Braviant's core mission is to offer accessible financial solutions that empower non-prime consumers to improve their financial standing, enabling them to graduate to lower interest rates and increased credit access as they progress towards prime credit. This is achieved through the development of proprietary decision models that analyze a broader range of data points beyond traditional credit scores. This allows for a more accurate assessment of an individual's true ability and willingness to repay, thereby expanding credit access to those who might otherwise be excluded by conventional lending criteria.

Founded in 2014 and headquartered in Chicago, Illinois, Braviant Holdings aims to create a financial landscape where every individual can take control of their personal finances. The company's innovative analytics and use of big data are central to its strategy of increasing credit access and tailoring solutions to meet specific customer needs. Braviant offers a suite of products, including installment loans and credit services through its Balance Credit brand, designed for consumers requiring rapid approval and funding for unexpected expenses or budget management. Additionally, Chorus Credit, another Braviant brand, provides personal loans with competitive rates and terms for various purposes such as debt consolidation or financing home improvement projects. The company emphasizes a transparent and fair approach to lending, which is also reflected in its internal culture, striving to be a supportive and engaging workplace. Braviant has been recognized for its rapid growth and innovative solutions in the fintech sector, consistently working to reduce credit barriers and foster financial success for underbanked individuals.

Employee benefits

Learn about the employee benefits and perks provided at Braviant Holdings, Inc.

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Company equity

Equity is offered to all employees.

Some meals provided

Braviant Holdings provides some meals.

401(K)

Braviant Holdings offers a 401(K) plan.

Floating Holidays

Braviant Holdings offers floating holidays.

View Braviant Holdings, Inc's employee benefits
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Braviant Holdings, Inc

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