United States onlyOverview
Work Arrangement:
***This position is available as fully remote or hybrid, depending on the location to the Sioux Falls, SD office.***
The Vice President Fintech Counsel provides legal and compliance support to The Bancorp’s Fintech Solutions team and other business units, with a dual focus on credit products (e.g., consumer, commercial, leasing, commercial real estate lending, and Earned Wage Access), and deposit-related Fintech and payment products. This role partners closely with business and regulatory teams to deliver practical, risk-based legal guidance aligned with strategic goals. Reports to the Managing Director, Deputy General Counsel, Fintech Strategies. Preferred location is Sioux Falls, SD; remote work considered.
Responsibilities
Essential Functions
Qualifications
Education/Experience Requirements
- Juris Doctor (JD) from an accredited law school.
- Active license to practice law in good standing.
- 5–8 years of relevant legal experience in a law firm or in-house legal department within the financial services industry.
- Proven ability to partner with business teams across organizational levels to support strategic and operational goals.
Preferred Qualifications
- Strong knowledge of laws and regulations impacting consumer and commercial lending, deposit products, and depository institutions, including Regulation Z, Regulation B, Regulation E, Regulation DD, Regulation M FCRA, UCC Article 9, FDIC disclosures, state money transmission laws, the Military Lending Act, and SCRA.
- Familiarity with payment systems and network rules such as Visa, Mastercard, ACH, RTP, and FedNow, as well as emerging fintech models including Earned Wage Access, Buy-Now-Pay-Later (BNPL), and credit sponsorship.
- Understanding of commercial banking laws and regulatory frameworks, with the ability to conduct legal research and apply business, legal, and regulatory principles to provide sound guidance.
- Proven ability to interact with senior executives, regulators, business partners, and external counsel, and to communicate effectively both verbally and in writing.
- Highly professional, dependable, and discreet in managing confidential information, with a demonstrated ability to work independently and collaboratively in a dynamic, fast-paced environment.
- Proficient in Microsoft Office (Excel, PowerPoint, Word, Outlook) with the ability to manage shifting priorities, meet deadlines, and produce accurate work under time constraints; willingness to support The Bancorp’s Core Values and travel as needed to locations including Sioux Falls, SD and Wilmington, DE.
Background & EEO Statement
This job will be open and accepting applications for a minimum of five days from the date it was posted.
Salary Range: $120,000 - $184,000
This information reflects the base salary pay range for this job based on current national market data. Ranges may vary based on the job's location. We offer competitive pay that varies based on individual experience, qualifications and other relevant factors. We encourage you to apply to positions that you are interested in and for which you believe you are qualified. To learn more, you are welcome to discuss with us as you move through the selection process.
Working at The Bancorp Bank, N.A. and Benefits Information: click here
Diversity & Background Screening
Diversity & Inclusion at The Bancorp Bank: click here
The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.
Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.
