United Kingdom onlyWe are looking for a Credit Strategy Manager to join our team at Allica Bank. As a key member of our Credit Strategy Team, you will play a pivotal role in shaping our lending proposition and driving growth while managing risk in our £3bn loan portfolio. You will utilise your expertise in data analytics and credit products to drive Allica's journey in disrupting the SME lending industry and fueling market-leading growth.
Requirements
- At least 5 years of experience working in a data-driven and credit risk / lending strategy role in a bank or alternative fintech lender
- Experience in Commercial Lending, Mortgages, Asset Finance, and Working Capital facilities
- Sound understanding of how test & learn methods should work
- Thorough knowledge of credit risk assessment methodologies, credit products and regulatory requirements
- In depth knowledge and direct experience of SME credit requirements and products
- Well versed in credit risk portfolio analysis and monitoring
- Understanding of credit risk policies and related appetite statements
- Understanding of PD, LGD, EAD and SICR models
- Hands-on and proficiency in using SQL and Python for data extraction, manipulation, analysis and modelling
- Strong capability in use of Microsoft Office suite with particular focus on Excel and PowerPoint
- Exceptional problem-solving and decision-making abilities
- Highly motivated and passionate to make a real difference to Allica and the SME market
- Ability to self-start, prioritise objectives and to work to tight timescales
- Strong communication and interpersonal skills
Benefits
- Full onboarding support and continued development opportunities
- Options for flexible working
- Regular social activities
- Pension contributions
- Discretionary bonus scheme
- Private health cover
- Life assurance
- Family friendly policies including enhanced Maternity & Paternity leave
CA, FR + 4 more
