Looking for a job

Manav User

@manavuser3

BBA student with Punjab & Sind Bank credit appraisal experience and a backtested VaR/CVaR model for Indian retail portfolios.

India

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What I'm looking for

I’m looking to build a career in investment banking, corporate finance and credit analysis.

At Punjab & Sind Bank, I supported credit appraisal and sanction for MSME loans. I analysed CIBIL reports, checked income across ITRs and financial statements, and reviewed security documents.

For my BBA capstone, I designed and backtested a 1-day 95% VaR and CVaR model for Indian retail investor portfolios, using 13 years of AMFI and NSE data. The model recorded a 5.13% breach rate against a 5% expected rate.

In the Finlatics Business Analytics Project, I evaluated a tourism project with Excel forecasting and scenario analysis, and built Power BI dashboards to analyse consumer behaviour. I’m looking to build a career in investment banking, corporate finance and credit analysis.

Experience

Work history, roles, and key accomplishments

Credit Department Intern

Punjab & Sind Bank

May 2026 - Jul 2026 (2 months)

Supported credit appraisal and sanction of 15–20 MSME loans with ticket sizes of ₹50L—₹2Cr. Analyzed CIBIL reports, verified borrower income, and maintained an Excel tracker for 2,500 loan files.

Credit Appraisal MSME Credit CIBIL Analysis Financial Statement Analysis Excel Documentation Review

Social Work Intern

Centre for Holistic Development

Jun 2025 - Jun 2025 (0 months)

Conducted surveys of shelter home residents and documented issues for government recommendations. Ran a session for a self-help group on selling handmade bags online.

Surveying Report Writing Community Outreach Amazon Instagram

Education

Degrees, certifications, and relevant coursework

Nicmar University

Bachelor of Business Administration, Business Administration

Grade: 8.78 CGPA

Pursuing a Bachelor of Business Administration with a CGPA of 8.78, expected to graduate in May 2027.

McKinsey & Company

McKinsey Forward Program, Business

Completed the McKinsey Forward Program in June 2026.

DPS Ballabgarh

Secondary School, General

Grade: 90.2%

Completed Class 10th with a percentage of 90.2%.

MVN Sector-17

Senior Secondary School, Science (Non-Medical)

Grade: 63%

Completed Class 12th in Science (Non-Medical) with a percentage of 63%.

Coursera

Certificates, Finance and Accounting

Completed multiple online courses including Financial Markets (Yale), Financial Accounting (Wharton), Managerial & Cost Accounting (UC Irvine), Taxation, and Macroeconomics.