Yash Raj

I’m a results-driven Finance professional with demonstrated expertise in financial controls, payment operations, automated reconciliation, and process automation within high-velocity travel-tech environments. I’ve engineered end-to-end reconciliation frameworks across ERP, payment gateways, and bank accounts, processing ₹5 Cr in daily transaction flows (~1,500 bookings/day) and achieving a 90% reduction in payment discrepancies and a 65% reduction in manual reconciliation effort.

I designed and deployed ReconcileIQ Pro, a browser-native automated reconciliation tool that detects and parses statement formats from 10+ travel suppliers and matches them against internal ERP exports—eliminating manual statement comparison across supplier accounts. I also led payment gateway integration and optimisation, onboarding Razorpay, PayU, and Cashfree with real-time settlement monitoring dashboards, and negotiated MDR reduction on credit cards from 1.88% to 1.53%, delivering ₹90L (~$107K) in annualised cost savings.

I support critical financial reporting and governance through investor-grade financial due diligence packages, including revenue reconciliations by product vertical, accounts receivable/payable aging schedules, working capital analysis, bank reconciliation statements, and borrowing covenant compliance testing. I built a rolling cash flow and liquidity tracker for real-time daily payout planning and variance monitoring, reducing the anomaly detection window to under 24 hours, while overseeing financial accounting and reporting across ₹1,000 Cr (~$12M) annual GMV with booking-to-settlement alignment and month-end close compliance.

I ship automation that strengthens controls: I designed and shipped Loss Management ERP, a full-stack financial controls platform for 200+ users with role-based access controls, automated audit trails, and a complete form lifecycle (Submit → Approve → Adjust → Close). Using AI-assisted development (Claude, ChatGPT), I improved turnaround times and reduced manual effort, and as a Finance Intern I streamlined AR/AP workflows—documenting SOPs that improved process turnaround time by 30%.