Vikram Salunke
@vikramsalunke
Life insurance underwriter at TATA AIA Life who assessed complex HNI cases up to ₹3.50 crore and trained underwriting teams.
IndiaWhat I'm looking for
At TATA AIA Life Insurance Co. Ltd., I underwrote complex medical and financial cases, assessing medical reports, income documents, and HNI proposals up to ₹3.50 crore. I also re-underwrote claims and servicing cases and handled facultative reinsurance referrals.
I conducted branch audits and underwriting quality reviews, and trained and mentored a 20-member Datamatics underwriting team. Before TATA AIA, I worked in underwriting at India First Life Insurance Co. Ltd. and Bajaj Allianz Life Insurance Co. Ltd.
During my career break, I’ve been upskilling in AI tools and content creation. I built n8n automations, including a pipeline that turns a topic into a video and publishes it to YouTube, and I’m now returning to full-time underwriting.
Experience
Work history, roles, and key accomplishments
Underwriting Consultant (Retainer)
TATA AIA Life Insurance Co. Ltd.
Oct 2022 - Dec 2024 (2 years 2 months)
Underwrote high-value and complex life, medical and financial cases, interpreting MER and lab reports to assess pre-existing conditions and mortality and morbidity risk. Analysed financial documents to verify income and net worth, and managed facultative reinsurance referrals.
Assistant Manager, Medical & Financial Underwriting
TATA AIA Life Insurance Co. Ltd.
Dec 2016 - Sep 2022 (5 years 9 months)
Managed medical and financial underwriting for an assigned portfolio, applying risk classification and premium rating based on medical report evaluation. Re-underwrote claims and servicing cases, and coordinated facultative reinsurance referrals.
Conducted life and health underwriting with medical risk assessment and pre-existing conditions analysis. Re-underwrote claims and policy servicing cases, and handled reinsurance referrals and branch audits.
Junior Executive, Underwriting
Bajaj Allianz Life Insurance Co. Ltd.
Feb 2007 - Feb 2016 (9 years)
Handled life, medical, financial and health underwriting, interpreting medical reports and verifying financial documents. Re-underwrote claims and servicing cases, and managed reinsurance referrals and branch audits.
Executive
Eureka Forbes Ltd.
May 2004 - Sep 2006 (2 years 4 months)
Worked as an Executive at Eureka Forbes Ltd. in Aurangabad.
Education
Degrees, certifications, and relevant coursework
RGA
Medical & Financial Training, Medical and Financial Underwriting
Completed medical and financial training in 2016.
Gen Re
COMET Training (Medical), Medical Underwriting
Completed COMET training in medical underwriting in 2015.
Swiss Re
Reinsurance Training (Medical & Financial), Reinsurance
Completed reinsurance training in medical and financial underwriting in 2014.
Amravati University
Bachelor of Science, Biology
Bachelor of Science in Biology from Amravati University, completed in 2003.
Availability
Location
IndiaAuthorized to work in
Salary expectations
Social media
Job categories
Skills
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