Open to opportunities

Tlotlo Khomo

@tlotlokhomo1

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Strategic legal counsel with 12+ years in fintech and compliance.

South Africa

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What I'm looking for

I seek a role that fosters innovation and collaboration, enabling impactful legal strategies in a dynamic environment.

I am a strategic and execution-driven legal counsel with over 12 years of experience in advising fintech, payments, and digital platforms across both emerging and developed markets. My expertise lies in leading multi-jurisdictional contract negotiations and building scalable legal operations while navigating complex regulatory landscapes, including GDPR, AML/KYC, and CFT. I have a proven track record of being a trusted legal partner to executive, product, and engineering teams, adept at structuring commercial agreements and managing compliance risks to enable market entry at scale.

Currently, I serve as the Chief Legal Counsel at Paysecure Technology Limited, where I lead the end-to-end legal function for a payment orchestration platform. My role involves drafting and negotiating complex commercial agreements, delivering regulatory advice, and conducting legal risk analysis for expansion initiatives. Previously, I held the position of Head of Legal at Onafriq Group, where I owned and scaled legal frameworks for cross-border digital payments, successfully closing over 500 contracts and increasing onboarding efficiency by 50% through the development of a new BAU contracting suite.

Experience

Work history, roles, and key accomplishments

Current

Chief Legal Counsel

Current

Paysecure Technology Limited

Jul 2024 - Present (11 months)

Led the end-to-end legal function for a payment orchestration platform, serving complex, high-risk verticals including EU regulated iGaming and fintechs. Drafted, negotiated, and closed complex commercial agreements with PSPs, acquiring banks, fintech partners, and B2B clients.

Legal Strategy Contract Negotiation Regulatory Compliance Data Privacy Due Diligence Dispute Resolution

Head of Legal: Commercial Affairs

Onafriq Group

Oct 2021 - Jul 2024 (2 years 9 months)

Owned and scaled legal frameworks for cross-border digital payments across 14+ jurisdictions in Africa, the UK, and the US. Closed over 500 contracts, including payment collection, MTO, card processing, and API integrations.

Legal Framework Cross Border Payments Contract Management

Legal Manager

Onafriq Group

Mar 2020 - Sep 2021 (1 year 6 months)

Negotiated contracts between Mobile Network Operators, Money Transfer Organizations, Aggregators, Banks, and the Onafriq Group. Managed the contract life-cycle and post-completion performance management.

Contract Negotiation Intellectual Property Legal Support

Legal Advisor

Onafriq Group

Mar 2019 - Mar 2020 (1 year)

Negotiated contracts between Mobile Network Operators, Money Transfer Organizations, Aggregators, Banks, and the Onafriq Group. Led regulatory engagements to obtain approval for mobile payment activities in various jurisdictions.

Contract Negotiation Contract Lifecycle Management Regulatory Intellectual Property Legal Support

Associate Attorney

Victor Nkhwashu Attorneys Inc.

Jan 2018 - Sep 2018 (8 months)

Advised state-owned entities and private clients on employment law, fiduciary breaches, and commercial disputes. Drafted and reviewed contracts and litigation documents for third-party and commercial claims.

Employment Law Commercial Litigation Contract Drafting

Associate Attorney

Twala Attorneys Inc.

Jan 2016 - Dec 2016 (11 months)

Drafted share purchase and surety agreements, and negotiated construction project financing via private equity. Conducted legal research and applied legislation including the Companies Act, CPA, NCA, and PIE Act.

Project Finance Legal Research Commercial Litigation Legislative Application

Candidate Attorney and Professional Assistant

Gerhard Botha Attorneys

Jan 2014 - Jan 2016 (2 years)

Drafted and negotiated corporate agreements including share purchase, loan, NDA, and joint venture contracts. Conducted legal due diligence for business acquisitions and advised on regulatory implications.

Agreements Contract Negotiation Due Diligence Regulatory Compliance

Education

Degrees, certifications, and relevant coursework

Fletcher School at TUFTS University

Certificate, Digital Money

Completed a course on the evolving landscape of digital currencies, exploring their technological underpinnings, economic implications, and regulatory challenges.

New York Institute of Finance

Certificate, Risk Management

Completed a course focused on the foundational principles and practices of risk management, equipping me with essential skills for identifying, assessing, and mitigating various types of risks in a business context.

University of California, Irvine

Certificate, Project Management

Undertook a program designed to develop expertise in the initial phases of project management, including defining project scope, setting objectives, and creating comprehensive project plans.

LEAD School for Legal Practice

Practical Legal Training, Legal Practice

Completed practical legal training to gain hands-on experience in various legal disciplines, preparing for admission as a legal practitioner. Developed practical skills in legal research, drafting, and client management.

University of Johannesburg

Baccalaureus Legum (LLB degree), Law

Obtained a comprehensive legal education, covering various aspects of South African law, including constitutional law, contract law, and criminal law. Developed strong analytical, research, and critical thinking skills essential for legal practice.

Milner High School

Matric Senior Certificate, General Studies

Completed secondary education, achieving a Matric Senior Certificate. This foundational education provided a broad academic background across various subjects.