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Tera Rengganis KusumariniTK
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Tera Rengganis Kusumarini

@terarengganiskusumar

SME Portfolio Manager at BNI, supporting accurate portfolio reporting with Excel/VBA workflows.

Indonesia
Message

What I'm looking for

I'm seeking remote opportunities in operations support, virtual assistance, data management, reporting, and administrative coordination.

At PT Bank Negara Indonesia (Persero) Tbk (BNI), I maintain SME portfolio information and organize financial and business data for recurring reporting and stakeholder follow-up. I use Excel/VBA-based tools to support operational workflows while handling sensitive information under banking procedures.

For my Excel Portfolio Project, I cleaned and standardized approximately 3,060 raw records into 3,000 usable lead records, then used formulas and PivotTables to analyze performance and create a follow-up dashboard. Earlier, I reviewed financial documents at BNI and handled Bills of Lading, invoicing records, and logistics reporting at DB Schenker / PT Schenker Petrolog Utama.

Experience

Work history, roles, and key accomplishments

PT Bank Negara Indonesia (Persero) Tbk (BNI) logoPB
Current

SME Portfolio Manager

PT Bank Negara Indonesia (Persero) Tbk (BNI)

Jan 2026 - Present (9 months)

Maintain and monitor SME portfolio information, reviewing records and supporting documents for completeness, consistency, and accuracy. Organize financial and business data for recurring portfolio reporting, monitoring, and stakeholder follow-up.

PT Bank Negara Indonesia (Persero) Tbk (BNI) logoPB

Credit Analyst – Financial Institutions

PT Bank Negara Indonesia (Persero) Tbk (BNI)

Feb 2025 - Jan 2026 (11 months)

Reviewed financial statements and supporting documents, checking figures and information for consistency and completeness. Identified discrepancies or missing information and coordinated clarification before completing analysis and reports.

PT Bank Negara Indonesia (Persero) Tbk (BNI) logoPB

SME Business Manager – BNI Xpora

PT Bank Negara Indonesia (Persero) Tbk (BNI)

Jan 2024 - Feb 2025 (1 year 1 month)

Coordinated SME business information and documentation to support customer workflows and internal reporting. Tracked requests and follow-ups while maintaining organized records and clear communication with stakeholders.

PT Bank Negara Indonesia (Persero) Tbk (BNI) logoPB

Relationship Manager – Regional Corporate & Commercial

PT Bank Negara Indonesia (Persero) Tbk (BNI)

Jan 2019 - Dec 2024 (5 years 11 months)

Maintained corporate and commercial customer documentation and organized business and financial records. Coordinated document collection, reviewed supporting information, and followed up on outstanding items.

DB Schenker / PT Schenker Petrolog Utama logoDU

Logistics Controller

DB Schenker / PT Schenker Petrolog Utama

Jan 2019 - Sep 2019 (8 months)

Handled shipment documentation, including Bills of Lading (B/L) and invoicing records. Prepared logistics performance reports and consolidated operational information for regional stakeholders, including Singapore.

Education

Degrees, certifications, and relevant coursework

Institut Teknologi Sepuluh Nopember logoIN

Institut Teknologi Sepuluh Nopember

Bachelor of Engineering, Sea Transportation

2012 - 2017

Bachelor of Engineering in Sea Transportation from Institut Teknologi Sepuluh Nopember, Surabaya, completed in 2017.

Tech stack

Software and tools used professionally

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