
Tera Rengganis Kusumarini
@terarengganiskusumar
SME Portfolio Manager at BNI, supporting accurate portfolio reporting with Excel/VBA workflows.
What I'm looking for
At PT Bank Negara Indonesia (Persero) Tbk (BNI), I maintain SME portfolio information and organize financial and business data for recurring reporting and stakeholder follow-up. I use Excel/VBA-based tools to support operational workflows while handling sensitive information under banking procedures.
For my Excel Portfolio Project, I cleaned and standardized approximately 3,060 raw records into 3,000 usable lead records, then used formulas and PivotTables to analyze performance and create a follow-up dashboard. Earlier, I reviewed financial documents at BNI and handled Bills of Lading, invoicing records, and logistics reporting at DB Schenker / PT Schenker Petrolog Utama.
Experience
Work history, roles, and key accomplishments
SME Portfolio Manager
PT Bank Negara Indonesia (Persero) Tbk (BNI)
Jan 2026 - Present (9 months)
Maintain and monitor SME portfolio information, reviewing records and supporting documents for completeness, consistency, and accuracy. Organize financial and business data for recurring portfolio reporting, monitoring, and stakeholder follow-up.
Credit Analyst – Financial Institutions
PT Bank Negara Indonesia (Persero) Tbk (BNI)
Feb 2025 - Jan 2026 (11 months)
Reviewed financial statements and supporting documents, checking figures and information for consistency and completeness. Identified discrepancies or missing information and coordinated clarification before completing analysis and reports.
SME Business Manager – BNI Xpora
PT Bank Negara Indonesia (Persero) Tbk (BNI)
Jan 2024 - Feb 2025 (1 year 1 month)
Coordinated SME business information and documentation to support customer workflows and internal reporting. Tracked requests and follow-ups while maintaining organized records and clear communication with stakeholders.
Relationship Manager – Regional Corporate & Commercial
PT Bank Negara Indonesia (Persero) Tbk (BNI)
Jan 2019 - Dec 2024 (5 years 11 months)
Maintained corporate and commercial customer documentation and organized business and financial records. Coordinated document collection, reviewed supporting information, and followed up on outstanding items.
Logistics Controller
DB Schenker / PT Schenker Petrolog Utama
Jan 2019 - Sep 2019 (8 months)
Handled shipment documentation, including Bills of Lading (B/L) and invoicing records. Prepared logistics performance reports and consolidated operational information for regional stakeholders, including Singapore.
Education
Degrees, certifications, and relevant coursework
Institut Teknologi Sepuluh Nopember
Bachelor of Engineering, Sea Transportation
2012 - 2017
Bachelor of Engineering in Sea Transportation from Institut Teknologi Sepuluh Nopember, Surabaya, completed in 2017.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
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