At Zeta, I lead end-to-end fintech programs across payments and card platforms, coordinating engineering, product, risk, and compliance teams. I own program roadmaps, dependencies, and risk mitigation for high-impact initiatives.
At Wibmo (PayU Payments), I led delivery of EMVCo-certified 3DS 2.x ACS platforms for issuing banks and managed payment authentication flows. I also designed and rolled out risk-based authentication that reduced authentication costs by 32%, and helped improve RuPay authentication success by 10% through collaboration with issuing banks and NPCI.
